LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,775
−HK$739/mo
▼ 0.25% · 3.875%
HK$12,142
−HK$372/mo
Today · 4.125%
HK$12,514
baseline
▲ 0.50% · 4.625%
HK$13,275
+HK$761/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$25,028/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$116,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,100
−HK$708/mo
▼ 0.25% · 3.875%
HK$13,451
−HK$357/mo
Today · 4.125%
HK$13,808
baseline
▲ 0.50% · 4.625%
HK$14,536
+HK$728/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$27,616/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$116,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,130
−HK$886/mo
▼ 0.25% · 3.875%
HK$14,570
−HK$446/mo
Today · 4.125%
HK$15,016
baseline
▲ 0.50% · 4.625%
HK$15,930
+HK$914/mo
Deposit HK$2.07M · loan HK$3.10M · min. income ≈ HK$30,032/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$116,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,720
−HK$849/mo
▼ 0.25% · 3.875%
HK$16,142
−HK$427/mo
Today · 4.125%
HK$16,569
baseline
▲ 0.50% · 4.625%
HK$17,443
+HK$874/mo
Deposit HK$2.07M · loan HK$3.10M · min. income ≈ HK$33,138/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$116,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,485
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$16,998
−HK$521/mo
Today · 4.125%
HK$17,519
baseline
▲ 0.50% · 4.625%
HK$18,585
+HK$1,066/mo
Deposit HK$1.55M · loan HK$3.61M · min. income ≈ HK$35,038/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,340
−HK$991/mo
▼ 0.25% · 3.875%
HK$18,832
−HK$499/mo
Today · 4.125%
HK$19,331
baseline
▲ 0.50% · 4.625%
HK$20,350
+HK$1,019/mo
Deposit HK$1.55M · loan HK$3.61M · min. income ≈ HK$38,662/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,196
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,855
−HK$670/mo
Today · 4.125%
HK$22,525
baseline
▲ 0.50% · 4.625%
HK$23,895
+HK$1,370/mo
Deposit HK$516K · loan HK$4.65M · min. income ≈ HK$45,050/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$116,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,580
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,212
−HK$642/mo
Today · 4.125%
HK$24,854
baseline
▲ 0.50% · 4.625%
HK$26,164
+HK$1,310/mo
Deposit HK$516K · loan HK$4.65M · min. income ≈ HK$49,708/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$116,191 · Scale 2, in force from 26 Feb 2026)