LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,764
−HK$7,385/mo
▼ 0.25% · 3.875%
HK$121,427
−HK$3,722/mo
Today · 4.125%
HK$125,149
baseline
▲ 0.50% · 4.625%
HK$132,764
+HK$7,615/mo
Deposit HK$25.82M · loan HK$25.82M · min. income ≈ HK$250,298/mo (50% DSR)
Upfront cash ≈ HK$28.02M (deposit + AVD stamp duty HK$2,194,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,011
−HK$7,079/mo
▼ 0.25% · 3.875%
HK$134,525
−HK$3,565/mo
Today · 4.125%
HK$138,090
baseline
▲ 0.50% · 4.625%
HK$145,368
+HK$7,278/mo
Deposit HK$25.82M · loan HK$25.82M · min. income ≈ HK$276,180/mo (50% DSR)
Upfront cash ≈ HK$28.02M (deposit + AVD stamp duty HK$2,194,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,317
−HK$8,862/mo
▼ 0.25% · 3.875%
HK$145,713
−HK$4,466/mo
Today · 4.125%
HK$150,179
baseline
▲ 0.50% · 4.625%
HK$159,317
+HK$9,138/mo
Deposit HK$20.66M · loan HK$30.99M · min. income ≈ HK$300,358/mo (50% DSR)
Upfront cash ≈ HK$22.85M (deposit + AVD stamp duty HK$2,194,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,214
−HK$8,493/mo
▼ 0.25% · 3.875%
HK$161,430
−HK$4,277/mo
Today · 4.125%
HK$165,707
baseline
▲ 0.50% · 4.625%
HK$174,442
+HK$8,735/mo
Deposit HK$20.66M · loan HK$30.99M · min. income ≈ HK$331,414/mo (50% DSR)
Upfront cash ≈ HK$22.85M (deposit + AVD stamp duty HK$2,194,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,870
−HK$10,339/mo
▼ 0.25% · 3.875%
HK$169,998
−HK$5,211/mo
Today · 4.125%
HK$175,209
baseline
▲ 0.50% · 4.625%
HK$185,870
+HK$10,661/mo
Deposit HK$15.49M · loan HK$36.15M · min. income ≈ HK$350,418/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$2,194,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,416
−HK$9,909/mo
▼ 0.25% · 3.875%
HK$188,335
−HK$4,990/mo
Today · 4.125%
HK$193,325
baseline
▲ 0.50% · 4.625%
HK$203,516
+HK$10,191/mo
Deposit HK$15.49M · loan HK$36.15M · min. income ≈ HK$386,650/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$2,194,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,975
−HK$13,293/mo
▼ 0.25% · 3.875%
HK$218,569
−HK$6,699/mo
Today · 4.125%
HK$225,268
baseline
▲ 0.50% · 4.625%
HK$238,975
+HK$13,707/mo
Deposit HK$5.16M · loan HK$46.48M · min. income ≈ HK$450,536/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$2,194,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,821
−HK$12,740/mo
▼ 0.25% · 3.875%
HK$242,145
−HK$6,416/mo
Today · 4.125%
HK$248,561
baseline
▲ 0.50% · 4.625%
HK$261,663
+HK$13,102/mo
Deposit HK$5.16M · loan HK$46.48M · min. income ≈ HK$497,122/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$2,194,918 · Scale 2, in force from 26 Feb 2026)