LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,799
−HK$7,387/mo
▼ 0.25% · 3.875%
HK$121,463
−HK$3,723/mo
Today · 4.125%
HK$125,186
baseline
▲ 0.50% · 4.625%
HK$132,804
+HK$7,618/mo
Deposit HK$25.83M · loan HK$25.83M · min. income ≈ HK$250,372/mo (50% DSR)
Upfront cash ≈ HK$28.03M (deposit + AVD stamp duty HK$2,195,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,050
−HK$7,081/mo
▼ 0.25% · 3.875%
HK$134,565
−HK$3,566/mo
Today · 4.125%
HK$138,131
baseline
▲ 0.50% · 4.625%
HK$145,412
+HK$7,281/mo
Deposit HK$25.83M · loan HK$25.83M · min. income ≈ HK$276,262/mo (50% DSR)
Upfront cash ≈ HK$28.03M (deposit + AVD stamp duty HK$2,195,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,359
−HK$8,864/mo
▼ 0.25% · 3.875%
HK$145,756
−HK$4,467/mo
Today · 4.125%
HK$150,223
baseline
▲ 0.50% · 4.625%
HK$159,364
+HK$9,141/mo
Deposit HK$20.66M · loan HK$31.00M · min. income ≈ HK$300,446/mo (50% DSR)
Upfront cash ≈ HK$22.86M (deposit + AVD stamp duty HK$2,195,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,261
−HK$8,496/mo
▼ 0.25% · 3.875%
HK$161,478
−HK$4,279/mo
Today · 4.125%
HK$165,757
baseline
▲ 0.50% · 4.625%
HK$174,494
+HK$8,737/mo
Deposit HK$20.66M · loan HK$31.00M · min. income ≈ HK$331,514/mo (50% DSR)
Upfront cash ≈ HK$22.86M (deposit + AVD stamp duty HK$2,195,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,919
−HK$10,342/mo
▼ 0.25% · 3.875%
HK$170,049
−HK$5,212/mo
Today · 4.125%
HK$175,261
baseline
▲ 0.50% · 4.625%
HK$185,925
+HK$10,664/mo
Deposit HK$15.50M · loan HK$36.16M · min. income ≈ HK$350,522/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$2,195,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,471
−HK$9,912/mo
▼ 0.25% · 3.875%
HK$188,391
−HK$4,992/mo
Today · 4.125%
HK$193,383
baseline
▲ 0.50% · 4.625%
HK$203,576
+HK$10,193/mo
Deposit HK$15.50M · loan HK$36.16M · min. income ≈ HK$386,766/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$2,195,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,039
−HK$13,296/mo
▼ 0.25% · 3.875%
HK$218,634
−HK$6,701/mo
Today · 4.125%
HK$225,335
baseline
▲ 0.50% · 4.625%
HK$239,046
+HK$13,711/mo
Deposit HK$5.17M · loan HK$46.49M · min. income ≈ HK$450,670/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$2,195,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,891
−HK$12,744/mo
▼ 0.25% · 3.875%
HK$242,217
−HK$6,418/mo
Today · 4.125%
HK$248,635
baseline
▲ 0.50% · 4.625%
HK$261,741
+HK$13,106/mo
Deposit HK$5.17M · loan HK$46.49M · min. income ≈ HK$497,270/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$2,195,572 · Scale 2, in force from 26 Feb 2026)