LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,800
−HK$7,387/mo
▼ 0.25% · 3.875%
HK$121,464
−HK$3,723/mo
Today · 4.125%
HK$125,187
baseline
▲ 0.50% · 4.625%
HK$132,804
+HK$7,617/mo
Deposit HK$25.83M · loan HK$25.83M · min. income ≈ HK$250,374/mo (50% DSR)
Upfront cash ≈ HK$28.03M (deposit + AVD stamp duty HK$2,195,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,051
−HK$7,081/mo
▼ 0.25% · 3.875%
HK$134,566
−HK$3,566/mo
Today · 4.125%
HK$138,132
baseline
▲ 0.50% · 4.625%
HK$145,413
+HK$7,281/mo
Deposit HK$25.83M · loan HK$25.83M · min. income ≈ HK$276,264/mo (50% DSR)
Upfront cash ≈ HK$28.03M (deposit + AVD stamp duty HK$2,195,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,360
−HK$8,864/mo
▼ 0.25% · 3.875%
HK$145,757
−HK$4,467/mo
Today · 4.125%
HK$150,224
baseline
▲ 0.50% · 4.625%
HK$159,365
+HK$9,141/mo
Deposit HK$20.66M · loan HK$31.00M · min. income ≈ HK$300,448/mo (50% DSR)
Upfront cash ≈ HK$22.86M (deposit + AVD stamp duty HK$2,195,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,261
−HK$8,497/mo
▼ 0.25% · 3.875%
HK$161,479
−HK$4,279/mo
Today · 4.125%
HK$165,758
baseline
▲ 0.50% · 4.625%
HK$174,495
+HK$8,737/mo
Deposit HK$20.66M · loan HK$31.00M · min. income ≈ HK$331,516/mo (50% DSR)
Upfront cash ≈ HK$22.86M (deposit + AVD stamp duty HK$2,195,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,920
−HK$10,342/mo
▼ 0.25% · 3.875%
HK$170,050
−HK$5,212/mo
Today · 4.125%
HK$175,262
baseline
▲ 0.50% · 4.625%
HK$185,926
+HK$10,664/mo
Deposit HK$15.50M · loan HK$36.16M · min. income ≈ HK$350,524/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$2,195,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,472
−HK$9,912/mo
▼ 0.25% · 3.875%
HK$188,392
−HK$4,992/mo
Today · 4.125%
HK$193,384
baseline
▲ 0.50% · 4.625%
HK$203,578
+HK$10,194/mo
Deposit HK$15.50M · loan HK$36.16M · min. income ≈ HK$386,768/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$2,195,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,040
−HK$13,297/mo
▼ 0.25% · 3.875%
HK$218,635
−HK$6,702/mo
Today · 4.125%
HK$225,337
baseline
▲ 0.50% · 4.625%
HK$239,048
+HK$13,711/mo
Deposit HK$5.17M · loan HK$46.49M · min. income ≈ HK$450,674/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$2,195,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,892
−HK$12,745/mo
▼ 0.25% · 3.875%
HK$242,219
−HK$6,418/mo
Today · 4.125%
HK$248,637
baseline
▲ 0.50% · 4.625%
HK$261,743
+HK$13,106/mo
Deposit HK$5.17M · loan HK$46.49M · min. income ≈ HK$497,274/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$2,195,585 · Scale 2, in force from 26 Feb 2026)