LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,780
−HK$739/mo
▼ 0.25% · 3.875%
HK$12,147
−HK$372/mo
Today · 4.125%
HK$12,519
baseline
▲ 0.50% · 4.625%
HK$13,281
+HK$762/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$25,038/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$116,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,105
−HK$708/mo
▼ 0.25% · 3.875%
HK$13,457
−HK$356/mo
Today · 4.125%
HK$13,813
baseline
▲ 0.50% · 4.625%
HK$14,541
+HK$728/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$27,626/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$116,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,136
−HK$887/mo
▼ 0.25% · 3.875%
HK$14,576
−HK$447/mo
Today · 4.125%
HK$15,023
baseline
▲ 0.50% · 4.625%
HK$15,937
+HK$914/mo
Deposit HK$2.07M · loan HK$3.10M · min. income ≈ HK$30,046/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$116,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,726
−HK$850/mo
▼ 0.25% · 3.875%
HK$16,148
−HK$428/mo
Today · 4.125%
HK$16,576
baseline
▲ 0.50% · 4.625%
HK$17,450
+HK$874/mo
Deposit HK$2.07M · loan HK$3.10M · min. income ≈ HK$33,152/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$116,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,492
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$17,005
−HK$521/mo
Today · 4.125%
HK$17,526
baseline
▲ 0.50% · 4.625%
HK$18,593
+HK$1,067/mo
Deposit HK$1.55M · loan HK$3.62M · min. income ≈ HK$35,052/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,347
−HK$992/mo
▼ 0.25% · 3.875%
HK$18,839
−HK$500/mo
Today · 4.125%
HK$19,339
baseline
▲ 0.50% · 4.625%
HK$20,358
+HK$1,019/mo
Deposit HK$1.55M · loan HK$3.62M · min. income ≈ HK$38,678/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,204
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,864
−HK$670/mo
Today · 4.125%
HK$22,534
baseline
▲ 0.50% · 4.625%
HK$23,905
+HK$1,371/mo
Deposit HK$517K · loan HK$4.65M · min. income ≈ HK$45,068/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$116,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,590
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,222
−HK$642/mo
Today · 4.125%
HK$24,864
baseline
▲ 0.50% · 4.625%
HK$26,175
+HK$1,311/mo
Deposit HK$517K · loan HK$4.65M · min. income ≈ HK$49,728/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$116,239 · Scale 2, in force from 26 Feb 2026)