LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,809
−HK$7,387/mo
▼ 0.25% · 3.875%
HK$121,473
−HK$3,723/mo
Today · 4.125%
HK$125,196
baseline
▲ 0.50% · 4.625%
HK$132,814
+HK$7,618/mo
Deposit HK$25.83M · loan HK$25.83M · min. income ≈ HK$250,392/mo (50% DSR)
Upfront cash ≈ HK$28.03M (deposit + AVD stamp duty HK$2,195,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,061
−HK$7,081/mo
▼ 0.25% · 3.875%
HK$134,576
−HK$3,566/mo
Today · 4.125%
HK$138,142
baseline
▲ 0.50% · 4.625%
HK$145,423
+HK$7,281/mo
Deposit HK$25.83M · loan HK$25.83M · min. income ≈ HK$276,284/mo (50% DSR)
Upfront cash ≈ HK$28.03M (deposit + AVD stamp duty HK$2,195,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,370
−HK$8,866/mo
▼ 0.25% · 3.875%
HK$145,768
−HK$4,468/mo
Today · 4.125%
HK$150,236
baseline
▲ 0.50% · 4.625%
HK$159,377
+HK$9,141/mo
Deposit HK$20.67M · loan HK$31.00M · min. income ≈ HK$300,472/mo (50% DSR)
Upfront cash ≈ HK$22.86M (deposit + AVD stamp duty HK$2,195,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,273
−HK$8,497/mo
▼ 0.25% · 3.875%
HK$161,491
−HK$4,279/mo
Today · 4.125%
HK$165,770
baseline
▲ 0.50% · 4.625%
HK$174,508
+HK$8,738/mo
Deposit HK$20.67M · loan HK$31.00M · min. income ≈ HK$331,540/mo (50% DSR)
Upfront cash ≈ HK$22.86M (deposit + AVD stamp duty HK$2,195,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,932
−HK$10,343/mo
▼ 0.25% · 3.875%
HK$170,062
−HK$5,213/mo
Today · 4.125%
HK$175,275
baseline
▲ 0.50% · 4.625%
HK$185,940
+HK$10,665/mo
Deposit HK$15.50M · loan HK$36.17M · min. income ≈ HK$350,550/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$2,195,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,485
−HK$9,913/mo
▼ 0.25% · 3.875%
HK$188,406
−HK$4,992/mo
Today · 4.125%
HK$193,398
baseline
▲ 0.50% · 4.625%
HK$203,593
+HK$10,195/mo
Deposit HK$15.50M · loan HK$36.17M · min. income ≈ HK$386,796/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$2,195,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,056
−HK$13,297/mo
▼ 0.25% · 3.875%
HK$218,652
−HK$6,701/mo
Today · 4.125%
HK$225,353
baseline
▲ 0.50% · 4.625%
HK$239,065
+HK$13,712/mo
Deposit HK$5.17M · loan HK$46.50M · min. income ≈ HK$450,706/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$2,195,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,910
−HK$12,745/mo
▼ 0.25% · 3.875%
HK$242,237
−HK$6,418/mo
Today · 4.125%
HK$248,655
baseline
▲ 0.50% · 4.625%
HK$261,762
+HK$13,107/mo
Deposit HK$5.17M · loan HK$46.50M · min. income ≈ HK$497,310/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$2,195,748 · Scale 2, in force from 26 Feb 2026)