LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,811
−HK$7,388/mo
▼ 0.25% · 3.875%
HK$121,476
−HK$3,723/mo
Today · 4.125%
HK$125,199
baseline
▲ 0.50% · 4.625%
HK$132,817
+HK$7,618/mo
Deposit HK$25.83M · loan HK$25.83M · min. income ≈ HK$250,398/mo (50% DSR)
Upfront cash ≈ HK$28.03M (deposit + AVD stamp duty HK$2,195,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,064
−HK$7,081/mo
▼ 0.25% · 3.875%
HK$134,579
−HK$3,566/mo
Today · 4.125%
HK$138,145
baseline
▲ 0.50% · 4.625%
HK$145,427
+HK$7,282/mo
Deposit HK$25.83M · loan HK$25.83M · min. income ≈ HK$276,290/mo (50% DSR)
Upfront cash ≈ HK$28.03M (deposit + AVD stamp duty HK$2,195,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,374
−HK$8,865/mo
▼ 0.25% · 3.875%
HK$145,771
−HK$4,468/mo
Today · 4.125%
HK$150,239
baseline
▲ 0.50% · 4.625%
HK$159,381
+HK$9,142/mo
Deposit HK$20.67M · loan HK$31.00M · min. income ≈ HK$300,478/mo (50% DSR)
Upfront cash ≈ HK$22.86M (deposit + AVD stamp duty HK$2,195,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,277
−HK$8,497/mo
▼ 0.25% · 3.875%
HK$161,495
−HK$4,279/mo
Today · 4.125%
HK$165,774
baseline
▲ 0.50% · 4.625%
HK$174,512
+HK$8,738/mo
Deposit HK$20.67M · loan HK$31.00M · min. income ≈ HK$331,548/mo (50% DSR)
Upfront cash ≈ HK$22.86M (deposit + AVD stamp duty HK$2,195,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,936
−HK$10,343/mo
▼ 0.25% · 3.875%
HK$170,066
−HK$5,213/mo
Today · 4.125%
HK$175,279
baseline
▲ 0.50% · 4.625%
HK$185,944
+HK$10,665/mo
Deposit HK$15.50M · loan HK$36.17M · min. income ≈ HK$350,558/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$2,195,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,490
−HK$9,913/mo
▼ 0.25% · 3.875%
HK$188,411
−HK$4,992/mo
Today · 4.125%
HK$193,403
baseline
▲ 0.50% · 4.625%
HK$203,598
+HK$10,195/mo
Deposit HK$15.50M · loan HK$36.17M · min. income ≈ HK$386,806/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$2,195,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,061
−HK$13,298/mo
▼ 0.25% · 3.875%
HK$218,657
−HK$6,702/mo
Today · 4.125%
HK$225,359
baseline
▲ 0.50% · 4.625%
HK$239,071
+HK$13,712/mo
Deposit HK$5.17M · loan HK$46.50M · min. income ≈ HK$450,718/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$2,195,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,915
−HK$12,746/mo
▼ 0.25% · 3.875%
HK$242,242
−HK$6,419/mo
Today · 4.125%
HK$248,661
baseline
▲ 0.50% · 4.625%
HK$261,768
+HK$13,107/mo
Deposit HK$5.17M · loan HK$46.50M · min. income ≈ HK$497,322/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$2,195,800 · Scale 2, in force from 26 Feb 2026)