LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,827
−HK$7,389/mo
▼ 0.25% · 3.875%
HK$121,492
−HK$3,724/mo
Today · 4.125%
HK$125,216
baseline
▲ 0.50% · 4.625%
HK$132,835
+HK$7,619/mo
Deposit HK$25.84M · loan HK$25.84M · min. income ≈ HK$250,432/mo (50% DSR)
Upfront cash ≈ HK$28.03M (deposit + AVD stamp duty HK$2,196,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,081
−HK$7,082/mo
▼ 0.25% · 3.875%
HK$134,597
−HK$3,566/mo
Today · 4.125%
HK$138,163
baseline
▲ 0.50% · 4.625%
HK$145,446
+HK$7,283/mo
Deposit HK$25.84M · loan HK$25.84M · min. income ≈ HK$276,326/mo (50% DSR)
Upfront cash ≈ HK$28.03M (deposit + AVD stamp duty HK$2,196,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,392
−HK$8,867/mo
▼ 0.25% · 3.875%
HK$145,790
−HK$4,469/mo
Today · 4.125%
HK$150,259
baseline
▲ 0.50% · 4.625%
HK$159,402
+HK$9,143/mo
Deposit HK$20.67M · loan HK$31.00M · min. income ≈ HK$300,518/mo (50% DSR)
Upfront cash ≈ HK$22.87M (deposit + AVD stamp duty HK$2,196,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,297
−HK$8,499/mo
▼ 0.25% · 3.875%
HK$161,516
−HK$4,280/mo
Today · 4.125%
HK$165,796
baseline
▲ 0.50% · 4.625%
HK$174,535
+HK$8,739/mo
Deposit HK$20.67M · loan HK$31.00M · min. income ≈ HK$331,592/mo (50% DSR)
Upfront cash ≈ HK$22.87M (deposit + AVD stamp duty HK$2,196,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,958
−HK$10,344/mo
▼ 0.25% · 3.875%
HK$170,089
−HK$5,213/mo
Today · 4.125%
HK$175,302
baseline
▲ 0.50% · 4.625%
HK$185,969
+HK$10,667/mo
Deposit HK$15.50M · loan HK$36.17M · min. income ≈ HK$350,604/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$2,196,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,514
−HK$9,914/mo
▼ 0.25% · 3.875%
HK$188,435
−HK$4,993/mo
Today · 4.125%
HK$193,428
baseline
▲ 0.50% · 4.625%
HK$203,624
+HK$10,196/mo
Deposit HK$15.50M · loan HK$36.17M · min. income ≈ HK$386,856/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$2,196,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,088
−HK$13,300/mo
▼ 0.25% · 3.875%
HK$218,685
−HK$6,703/mo
Today · 4.125%
HK$225,388
baseline
▲ 0.50% · 4.625%
HK$239,102
+HK$13,714/mo
Deposit HK$5.17M · loan HK$46.51M · min. income ≈ HK$450,776/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$2,196,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,946
−HK$12,748/mo
▼ 0.25% · 3.875%
HK$242,274
−HK$6,420/mo
Today · 4.125%
HK$248,694
baseline
▲ 0.50% · 4.625%
HK$261,802
+HK$13,108/mo
Deposit HK$5.17M · loan HK$46.51M · min. income ≈ HK$497,388/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$2,196,087 · Scale 2, in force from 26 Feb 2026)