LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,827
−HK$7,389/mo
▼ 0.25% · 3.875%
HK$121,492
−HK$3,724/mo
Today · 4.125%
HK$125,216
baseline
▲ 0.50% · 4.625%
HK$132,835
+HK$7,619/mo
Deposit HK$25.84M · loan HK$25.84M · min. income ≈ HK$250,432/mo (50% DSR)
Upfront cash ≈ HK$28.03M (deposit + AVD stamp duty HK$2,196,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,082
−HK$7,082/mo
▼ 0.25% · 3.875%
HK$134,597
−HK$3,567/mo
Today · 4.125%
HK$138,164
baseline
▲ 0.50% · 4.625%
HK$145,446
+HK$7,282/mo
Deposit HK$25.84M · loan HK$25.84M · min. income ≈ HK$276,328/mo (50% DSR)
Upfront cash ≈ HK$28.03M (deposit + AVD stamp duty HK$2,196,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,393
−HK$8,866/mo
▼ 0.25% · 3.875%
HK$145,791
−HK$4,468/mo
Today · 4.125%
HK$150,259
baseline
▲ 0.50% · 4.625%
HK$159,402
+HK$9,143/mo
Deposit HK$20.67M · loan HK$31.00M · min. income ≈ HK$300,518/mo (50% DSR)
Upfront cash ≈ HK$22.87M (deposit + AVD stamp duty HK$2,196,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,298
−HK$8,498/mo
▼ 0.25% · 3.875%
HK$161,517
−HK$4,279/mo
Today · 4.125%
HK$165,796
baseline
▲ 0.50% · 4.625%
HK$174,536
+HK$8,740/mo
Deposit HK$20.67M · loan HK$31.00M · min. income ≈ HK$331,592/mo (50% DSR)
Upfront cash ≈ HK$22.87M (deposit + AVD stamp duty HK$2,196,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,958
−HK$10,344/mo
▼ 0.25% · 3.875%
HK$170,089
−HK$5,213/mo
Today · 4.125%
HK$175,302
baseline
▲ 0.50% · 4.625%
HK$185,969
+HK$10,667/mo
Deposit HK$15.50M · loan HK$36.17M · min. income ≈ HK$350,604/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$2,196,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,514
−HK$9,915/mo
▼ 0.25% · 3.875%
HK$188,436
−HK$4,993/mo
Today · 4.125%
HK$193,429
baseline
▲ 0.50% · 4.625%
HK$203,625
+HK$10,196/mo
Deposit HK$15.50M · loan HK$36.17M · min. income ≈ HK$386,858/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$2,196,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,089
−HK$13,300/mo
▼ 0.25% · 3.875%
HK$218,686
−HK$6,703/mo
Today · 4.125%
HK$225,389
baseline
▲ 0.50% · 4.625%
HK$239,103
+HK$13,714/mo
Deposit HK$5.17M · loan HK$46.51M · min. income ≈ HK$450,778/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$2,196,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,947
−HK$12,747/mo
▼ 0.25% · 3.875%
HK$242,275
−HK$6,419/mo
Today · 4.125%
HK$248,694
baseline
▲ 0.50% · 4.625%
HK$261,803
+HK$13,109/mo
Deposit HK$5.17M · loan HK$46.51M · min. income ≈ HK$497,388/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$2,196,095 · Scale 2, in force from 26 Feb 2026)