LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,831
−HK$7,389/mo
▼ 0.25% · 3.875%
HK$121,496
−HK$3,724/mo
Today · 4.125%
HK$125,220
baseline
▲ 0.50% · 4.625%
HK$132,839
+HK$7,619/mo
Deposit HK$25.84M · loan HK$25.84M · min. income ≈ HK$250,440/mo (50% DSR)
Upfront cash ≈ HK$28.03M (deposit + AVD stamp duty HK$2,196,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,086
−HK$7,082/mo
▼ 0.25% · 3.875%
HK$134,601
−HK$3,567/mo
Today · 4.125%
HK$138,168
baseline
▲ 0.50% · 4.625%
HK$145,451
+HK$7,283/mo
Deposit HK$25.84M · loan HK$25.84M · min. income ≈ HK$276,336/mo (50% DSR)
Upfront cash ≈ HK$28.03M (deposit + AVD stamp duty HK$2,196,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,397
−HK$8,867/mo
▼ 0.25% · 3.875%
HK$145,795
−HK$4,469/mo
Today · 4.125%
HK$150,264
baseline
▲ 0.50% · 4.625%
HK$159,407
+HK$9,143/mo
Deposit HK$20.67M · loan HK$31.00M · min. income ≈ HK$300,528/mo (50% DSR)
Upfront cash ≈ HK$22.87M (deposit + AVD stamp duty HK$2,196,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,303
−HK$8,498/mo
▼ 0.25% · 3.875%
HK$161,522
−HK$4,279/mo
Today · 4.125%
HK$165,801
baseline
▲ 0.50% · 4.625%
HK$174,541
+HK$8,740/mo
Deposit HK$20.67M · loan HK$31.00M · min. income ≈ HK$331,602/mo (50% DSR)
Upfront cash ≈ HK$22.87M (deposit + AVD stamp duty HK$2,196,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,963
−HK$10,345/mo
▼ 0.25% · 3.875%
HK$170,095
−HK$5,213/mo
Today · 4.125%
HK$175,308
baseline
▲ 0.50% · 4.625%
HK$185,975
+HK$10,667/mo
Deposit HK$15.50M · loan HK$36.17M · min. income ≈ HK$350,616/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$2,196,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,520
−HK$9,915/mo
▼ 0.25% · 3.875%
HK$188,442
−HK$4,993/mo
Today · 4.125%
HK$193,435
baseline
▲ 0.50% · 4.625%
HK$203,631
+HK$10,196/mo
Deposit HK$15.50M · loan HK$36.17M · min. income ≈ HK$386,870/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$2,196,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,096
−HK$13,300/mo
▼ 0.25% · 3.875%
HK$218,693
−HK$6,703/mo
Today · 4.125%
HK$225,396
baseline
▲ 0.50% · 4.625%
HK$239,111
+HK$13,715/mo
Deposit HK$5.17M · loan HK$46.51M · min. income ≈ HK$450,792/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$2,196,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,954
−HK$12,748/mo
▼ 0.25% · 3.875%
HK$242,282
−HK$6,420/mo
Today · 4.125%
HK$248,702
baseline
▲ 0.50% · 4.625%
HK$261,812
+HK$13,110/mo
Deposit HK$5.17M · loan HK$46.51M · min. income ≈ HK$497,404/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$2,196,163 · Scale 2, in force from 26 Feb 2026)