LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,783
−HK$739/mo
▼ 0.25% · 3.875%
HK$12,150
−HK$372/mo
Today · 4.125%
HK$12,522
baseline
▲ 0.50% · 4.625%
HK$13,284
+HK$762/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$25,044/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$116,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,109
−HK$708/mo
▼ 0.25% · 3.875%
HK$13,460
−HK$357/mo
Today · 4.125%
HK$13,817
baseline
▲ 0.50% · 4.625%
HK$14,545
+HK$728/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$27,634/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$116,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,140
−HK$887/mo
▼ 0.25% · 3.875%
HK$14,580
−HK$447/mo
Today · 4.125%
HK$15,027
baseline
▲ 0.50% · 4.625%
HK$15,941
+HK$914/mo
Deposit HK$2.07M · loan HK$3.10M · min. income ≈ HK$30,054/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$116,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,731
−HK$850/mo
▼ 0.25% · 3.875%
HK$16,153
−HK$428/mo
Today · 4.125%
HK$16,581
baseline
▲ 0.50% · 4.625%
HK$17,454
+HK$873/mo
Deposit HK$2.07M · loan HK$3.10M · min. income ≈ HK$33,162/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$116,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,497
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$17,010
−HK$521/mo
Today · 4.125%
HK$17,531
baseline
▲ 0.50% · 4.625%
HK$18,598
+HK$1,067/mo
Deposit HK$1.55M · loan HK$3.62M · min. income ≈ HK$35,062/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,352
−HK$992/mo
▼ 0.25% · 3.875%
HK$18,845
−HK$499/mo
Today · 4.125%
HK$19,344
baseline
▲ 0.50% · 4.625%
HK$20,364
+HK$1,020/mo
Deposit HK$1.55M · loan HK$3.62M · min. income ≈ HK$38,688/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,210
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,870
−HK$670/mo
Today · 4.125%
HK$22,540
baseline
▲ 0.50% · 4.625%
HK$23,912
+HK$1,372/mo
Deposit HK$517K · loan HK$4.65M · min. income ≈ HK$45,080/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$116,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,596
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$24,229
−HK$642/mo
Today · 4.125%
HK$24,871
baseline
▲ 0.50% · 4.625%
HK$26,182
+HK$1,311/mo
Deposit HK$517K · loan HK$4.65M · min. income ≈ HK$49,742/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$116,270 · Scale 2, in force from 26 Feb 2026)