LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,847
−HK$7,390/mo
▼ 0.25% · 3.875%
HK$121,513
−HK$3,724/mo
Today · 4.125%
HK$125,237
baseline
▲ 0.50% · 4.625%
HK$132,858
+HK$7,621/mo
Deposit HK$25.84M · loan HK$25.84M · min. income ≈ HK$250,474/mo (50% DSR)
Upfront cash ≈ HK$28.04M (deposit + AVD stamp duty HK$2,196,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,104
−HK$7,083/mo
▼ 0.25% · 3.875%
HK$134,620
−HK$3,567/mo
Today · 4.125%
HK$138,187
baseline
▲ 0.50% · 4.625%
HK$145,471
+HK$7,284/mo
Deposit HK$25.84M · loan HK$25.84M · min. income ≈ HK$276,374/mo (50% DSR)
Upfront cash ≈ HK$28.04M (deposit + AVD stamp duty HK$2,196,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,417
−HK$8,868/mo
▼ 0.25% · 3.875%
HK$145,815
−HK$4,470/mo
Today · 4.125%
HK$150,285
baseline
▲ 0.50% · 4.625%
HK$159,429
+HK$9,144/mo
Deposit HK$20.67M · loan HK$31.01M · min. income ≈ HK$300,570/mo (50% DSR)
Upfront cash ≈ HK$22.87M (deposit + AVD stamp duty HK$2,196,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,324
−HK$8,500/mo
▼ 0.25% · 3.875%
HK$161,544
−HK$4,280/mo
Today · 4.125%
HK$165,824
baseline
▲ 0.50% · 4.625%
HK$174,565
+HK$8,741/mo
Deposit HK$20.67M · loan HK$31.01M · min. income ≈ HK$331,648/mo (50% DSR)
Upfront cash ≈ HK$22.87M (deposit + AVD stamp duty HK$2,196,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,986
−HK$10,346/mo
▼ 0.25% · 3.875%
HK$170,118
−HK$5,214/mo
Today · 4.125%
HK$175,332
baseline
▲ 0.50% · 4.625%
HK$186,001
+HK$10,669/mo
Deposit HK$15.50M · loan HK$36.18M · min. income ≈ HK$350,664/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$2,196,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,545
−HK$9,917/mo
▼ 0.25% · 3.875%
HK$188,468
−HK$4,994/mo
Today · 4.125%
HK$193,462
baseline
▲ 0.50% · 4.625%
HK$203,659
+HK$10,197/mo
Deposit HK$15.50M · loan HK$36.18M · min. income ≈ HK$386,924/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$2,196,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,125
−HK$13,302/mo
▼ 0.25% · 3.875%
HK$218,723
−HK$6,704/mo
Today · 4.125%
HK$225,427
baseline
▲ 0.50% · 4.625%
HK$239,144
+HK$13,717/mo
Deposit HK$5.17M · loan HK$46.51M · min. income ≈ HK$450,854/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$2,196,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,987
−HK$12,749/mo
▼ 0.25% · 3.875%
HK$242,316
−HK$6,420/mo
Today · 4.125%
HK$248,736
baseline
▲ 0.50% · 4.625%
HK$261,848
+HK$13,112/mo
Deposit HK$5.17M · loan HK$46.51M · min. income ≈ HK$497,472/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$2,196,465 · Scale 2, in force from 26 Feb 2026)