LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,850
−HK$7,390/mo
▼ 0.25% · 3.875%
HK$121,516
−HK$3,724/mo
Today · 4.125%
HK$125,240
baseline
▲ 0.50% · 4.625%
HK$132,861
+HK$7,621/mo
Deposit HK$25.84M · loan HK$25.84M · min. income ≈ HK$250,480/mo (50% DSR)
Upfront cash ≈ HK$28.04M (deposit + AVD stamp duty HK$2,196,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,107
−HK$7,083/mo
▼ 0.25% · 3.875%
HK$134,623
−HK$3,567/mo
Today · 4.125%
HK$138,190
baseline
▲ 0.50% · 4.625%
HK$145,474
+HK$7,284/mo
Deposit HK$25.84M · loan HK$25.84M · min. income ≈ HK$276,380/mo (50% DSR)
Upfront cash ≈ HK$28.04M (deposit + AVD stamp duty HK$2,196,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,420
−HK$8,868/mo
▼ 0.25% · 3.875%
HK$145,819
−HK$4,469/mo
Today · 4.125%
HK$150,288
baseline
▲ 0.50% · 4.625%
HK$159,433
+HK$9,145/mo
Deposit HK$20.67M · loan HK$31.01M · min. income ≈ HK$300,576/mo (50% DSR)
Upfront cash ≈ HK$22.87M (deposit + AVD stamp duty HK$2,196,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,328
−HK$8,500/mo
▼ 0.25% · 3.875%
HK$161,547
−HK$4,281/mo
Today · 4.125%
HK$165,828
baseline
▲ 0.50% · 4.625%
HK$174,569
+HK$8,741/mo
Deposit HK$20.67M · loan HK$31.01M · min. income ≈ HK$331,656/mo (50% DSR)
Upfront cash ≈ HK$22.87M (deposit + AVD stamp duty HK$2,196,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,990
−HK$10,346/mo
▼ 0.25% · 3.875%
HK$170,122
−HK$5,214/mo
Today · 4.125%
HK$175,336
baseline
▲ 0.50% · 4.625%
HK$186,005
+HK$10,669/mo
Deposit HK$15.50M · loan HK$36.18M · min. income ≈ HK$350,672/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$2,196,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,549
−HK$9,917/mo
▼ 0.25% · 3.875%
HK$188,472
−HK$4,994/mo
Today · 4.125%
HK$193,466
baseline
▲ 0.50% · 4.625%
HK$203,664
+HK$10,198/mo
Deposit HK$15.50M · loan HK$36.18M · min. income ≈ HK$386,932/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$2,196,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,130
−HK$13,302/mo
▼ 0.25% · 3.875%
HK$218,728
−HK$6,704/mo
Today · 4.125%
HK$225,432
baseline
▲ 0.50% · 4.625%
HK$239,149
+HK$13,717/mo
Deposit HK$5.17M · loan HK$46.51M · min. income ≈ HK$450,864/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$2,196,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,992
−HK$12,750/mo
▼ 0.25% · 3.875%
HK$242,321
−HK$6,421/mo
Today · 4.125%
HK$248,742
baseline
▲ 0.50% · 4.625%
HK$261,854
+HK$13,112/mo
Deposit HK$5.17M · loan HK$46.51M · min. income ≈ HK$497,484/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$2,196,515 · Scale 2, in force from 26 Feb 2026)