LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,786
−HK$739/mo
▼ 0.25% · 3.875%
HK$12,153
−HK$372/mo
Today · 4.125%
HK$12,525
baseline
▲ 0.50% · 4.625%
HK$13,287
+HK$762/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$25,050/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$116,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,112
−HK$708/mo
▼ 0.25% · 3.875%
HK$13,464
−HK$356/mo
Today · 4.125%
HK$13,820
baseline
▲ 0.50% · 4.625%
HK$14,549
+HK$729/mo
Deposit HK$2.58M · loan HK$2.58M · min. income ≈ HK$27,640/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$116,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,143
−HK$887/mo
▼ 0.25% · 3.875%
HK$14,583
−HK$447/mo
Today · 4.125%
HK$15,030
baseline
▲ 0.50% · 4.625%
HK$15,945
+HK$915/mo
Deposit HK$2.07M · loan HK$3.10M · min. income ≈ HK$30,060/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$116,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,734
−HK$850/mo
▼ 0.25% · 3.875%
HK$16,156
−HK$428/mo
Today · 4.125%
HK$16,584
baseline
▲ 0.50% · 4.625%
HK$17,459
+HK$875/mo
Deposit HK$2.07M · loan HK$3.10M · min. income ≈ HK$33,168/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$116,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,500
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$17,014
−HK$521/mo
Today · 4.125%
HK$17,535
baseline
▲ 0.50% · 4.625%
HK$18,602
+HK$1,067/mo
Deposit HK$1.55M · loan HK$3.62M · min. income ≈ HK$35,070/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,357
−HK$991/mo
▼ 0.25% · 3.875%
HK$18,849
−HK$499/mo
Today · 4.125%
HK$19,348
baseline
▲ 0.50% · 4.625%
HK$20,368
+HK$1,020/mo
Deposit HK$1.55M · loan HK$3.62M · min. income ≈ HK$38,696/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,215
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,875
−HK$670/mo
Today · 4.125%
HK$22,545
baseline
▲ 0.50% · 4.625%
HK$23,917
+HK$1,372/mo
Deposit HK$517K · loan HK$4.65M · min. income ≈ HK$45,090/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$116,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,601
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$24,234
−HK$642/mo
Today · 4.125%
HK$24,876
baseline
▲ 0.50% · 4.625%
HK$26,188
+HK$1,312/mo
Deposit HK$517K · loan HK$4.65M · min. income ≈ HK$49,752/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$116,297 · Scale 2, in force from 26 Feb 2026)