LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,861
−HK$7,391/mo
▼ 0.25% · 3.875%
HK$121,527
−HK$3,725/mo
Today · 4.125%
HK$125,252
baseline
▲ 0.50% · 4.625%
HK$132,873
+HK$7,621/mo
Deposit HK$25.84M · loan HK$25.84M · min. income ≈ HK$250,504/mo (50% DSR)
Upfront cash ≈ HK$28.04M (deposit + AVD stamp duty HK$2,196,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,119
−HK$7,084/mo
▼ 0.25% · 3.875%
HK$134,635
−HK$3,568/mo
Today · 4.125%
HK$138,203
baseline
▲ 0.50% · 4.625%
HK$145,488
+HK$7,285/mo
Deposit HK$25.84M · loan HK$25.84M · min. income ≈ HK$276,406/mo (50% DSR)
Upfront cash ≈ HK$28.04M (deposit + AVD stamp duty HK$2,196,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,433
−HK$8,869/mo
▼ 0.25% · 3.875%
HK$145,832
−HK$4,470/mo
Today · 4.125%
HK$150,302
baseline
▲ 0.50% · 4.625%
HK$159,447
+HK$9,145/mo
Deposit HK$20.67M · loan HK$31.01M · min. income ≈ HK$300,604/mo (50% DSR)
Upfront cash ≈ HK$22.87M (deposit + AVD stamp duty HK$2,196,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,343
−HK$8,500/mo
▼ 0.25% · 3.875%
HK$161,562
−HK$4,281/mo
Today · 4.125%
HK$165,843
baseline
▲ 0.50% · 4.625%
HK$174,585
+HK$8,742/mo
Deposit HK$20.67M · loan HK$31.01M · min. income ≈ HK$331,686/mo (50% DSR)
Upfront cash ≈ HK$22.87M (deposit + AVD stamp duty HK$2,196,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,005
−HK$10,347/mo
▼ 0.25% · 3.875%
HK$170,137
−HK$5,215/mo
Today · 4.125%
HK$175,352
baseline
▲ 0.50% · 4.625%
HK$186,022
+HK$10,670/mo
Deposit HK$15.51M · loan HK$36.18M · min. income ≈ HK$350,704/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$2,196,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,566
−HK$9,918/mo
▼ 0.25% · 3.875%
HK$188,489
−HK$4,995/mo
Today · 4.125%
HK$193,484
baseline
▲ 0.50% · 4.625%
HK$203,683
+HK$10,199/mo
Deposit HK$15.51M · loan HK$36.18M · min. income ≈ HK$386,968/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$2,196,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,149
−HK$13,304/mo
▼ 0.25% · 3.875%
HK$218,748
−HK$6,705/mo
Today · 4.125%
HK$225,453
baseline
▲ 0.50% · 4.625%
HK$239,171
+HK$13,718/mo
Deposit HK$5.17M · loan HK$46.52M · min. income ≈ HK$450,906/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$2,196,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,014
−HK$12,751/mo
▼ 0.25% · 3.875%
HK$242,344
−HK$6,421/mo
Today · 4.125%
HK$248,765
baseline
▲ 0.50% · 4.625%
HK$261,878
+HK$13,113/mo
Deposit HK$5.17M · loan HK$46.52M · min. income ≈ HK$497,530/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$2,196,717 · Scale 2, in force from 26 Feb 2026)