LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,865
−HK$7,392/mo
▼ 0.25% · 3.875%
HK$121,532
−HK$3,725/mo
Today · 4.125%
HK$125,257
baseline
▲ 0.50% · 4.625%
HK$132,878
+HK$7,621/mo
Deposit HK$25.84M · loan HK$25.84M · min. income ≈ HK$250,514/mo (50% DSR)
Upfront cash ≈ HK$28.04M (deposit + AVD stamp duty HK$2,196,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,124
−HK$7,084/mo
▼ 0.25% · 3.875%
HK$134,641
−HK$3,567/mo
Today · 4.125%
HK$138,208
baseline
▲ 0.50% · 4.625%
HK$145,493
+HK$7,285/mo
Deposit HK$25.84M · loan HK$25.84M · min. income ≈ HK$276,416/mo (50% DSR)
Upfront cash ≈ HK$28.04M (deposit + AVD stamp duty HK$2,196,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,438
−HK$8,870/mo
▼ 0.25% · 3.875%
HK$145,838
−HK$4,470/mo
Today · 4.125%
HK$150,308
baseline
▲ 0.50% · 4.625%
HK$159,454
+HK$9,146/mo
Deposit HK$20.68M · loan HK$31.01M · min. income ≈ HK$300,616/mo (50% DSR)
Upfront cash ≈ HK$22.87M (deposit + AVD stamp duty HK$2,196,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,349
−HK$8,501/mo
▼ 0.25% · 3.875%
HK$161,569
−HK$4,281/mo
Today · 4.125%
HK$165,850
baseline
▲ 0.50% · 4.625%
HK$174,592
+HK$8,742/mo
Deposit HK$20.68M · loan HK$31.01M · min. income ≈ HK$331,700/mo (50% DSR)
Upfront cash ≈ HK$22.87M (deposit + AVD stamp duty HK$2,196,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,011
−HK$10,348/mo
▼ 0.25% · 3.875%
HK$170,144
−HK$5,215/mo
Today · 4.125%
HK$175,359
baseline
▲ 0.50% · 4.625%
HK$186,029
+HK$10,670/mo
Deposit HK$15.51M · loan HK$36.18M · min. income ≈ HK$350,718/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$2,196,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,574
−HK$9,918/mo
▼ 0.25% · 3.875%
HK$188,497
−HK$4,995/mo
Today · 4.125%
HK$193,492
baseline
▲ 0.50% · 4.625%
HK$203,691
+HK$10,199/mo
Deposit HK$15.51M · loan HK$36.18M · min. income ≈ HK$386,984/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$2,196,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,158
−HK$13,304/mo
▼ 0.25% · 3.875%
HK$218,757
−HK$6,705/mo
Today · 4.125%
HK$225,462
baseline
▲ 0.50% · 4.625%
HK$239,181
+HK$13,719/mo
Deposit HK$5.17M · loan HK$46.52M · min. income ≈ HK$450,924/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$2,196,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,023
−HK$12,752/mo
▼ 0.25% · 3.875%
HK$242,353
−HK$6,422/mo
Today · 4.125%
HK$248,775
baseline
▲ 0.50% · 4.625%
HK$261,888
+HK$13,113/mo
Deposit HK$5.17M · loan HK$46.52M · min. income ≈ HK$497,550/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$2,196,805 · Scale 2, in force from 26 Feb 2026)