LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,790
−HK$739/mo
▼ 0.25% · 3.875%
HK$12,157
−HK$372/mo
Today · 4.125%
HK$12,529
baseline
▲ 0.50% · 4.625%
HK$13,292
+HK$763/mo
Deposit HK$2.59M · loan HK$2.59M · min. income ≈ HK$25,058/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$116,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,116
−HK$709/mo
▼ 0.25% · 3.875%
HK$13,468
−HK$357/mo
Today · 4.125%
HK$13,825
baseline
▲ 0.50% · 4.625%
HK$14,553
+HK$728/mo
Deposit HK$2.59M · loan HK$2.59M · min. income ≈ HK$27,650/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$116,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,148
−HK$887/mo
▼ 0.25% · 3.875%
HK$14,588
−HK$447/mo
Today · 4.125%
HK$15,035
baseline
▲ 0.50% · 4.625%
HK$15,950
+HK$915/mo
Deposit HK$2.07M · loan HK$3.10M · min. income ≈ HK$30,070/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$116,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,739
−HK$851/mo
▼ 0.25% · 3.875%
HK$16,161
−HK$429/mo
Today · 4.125%
HK$16,590
baseline
▲ 0.50% · 4.625%
HK$17,464
+HK$874/mo
Deposit HK$2.07M · loan HK$3.10M · min. income ≈ HK$33,180/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$116,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,506
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$17,019
−HK$522/mo
Today · 4.125%
HK$17,541
baseline
▲ 0.50% · 4.625%
HK$18,608
+HK$1,067/mo
Deposit HK$1.55M · loan HK$3.62M · min. income ≈ HK$35,082/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,363
−HK$992/mo
▼ 0.25% · 3.875%
HK$18,855
−HK$500/mo
Today · 4.125%
HK$19,355
baseline
▲ 0.50% · 4.625%
HK$20,375
+HK$1,020/mo
Deposit HK$1.55M · loan HK$3.62M · min. income ≈ HK$38,710/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,222
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,882
−HK$670/mo
Today · 4.125%
HK$22,552
baseline
▲ 0.50% · 4.625%
HK$23,925
+HK$1,373/mo
Deposit HK$517K · loan HK$4.65M · min. income ≈ HK$45,104/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$116,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,609
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$24,242
−HK$642/mo
Today · 4.125%
HK$24,884
baseline
▲ 0.50% · 4.625%
HK$26,196
+HK$1,312/mo
Deposit HK$517K · loan HK$4.65M · min. income ≈ HK$49,768/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$116,334 · Scale 2, in force from 26 Feb 2026)