LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,902
−HK$7,394/mo
▼ 0.25% · 3.875%
HK$121,569
−HK$3,727/mo
Today · 4.125%
HK$125,296
baseline
▲ 0.50% · 4.625%
HK$132,920
+HK$7,624/mo
Deposit HK$25.85M · loan HK$25.85M · min. income ≈ HK$250,592/mo (50% DSR)
Upfront cash ≈ HK$28.05M (deposit + AVD stamp duty HK$2,197,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,165
−HK$7,086/mo
▼ 0.25% · 3.875%
HK$134,683
−HK$3,568/mo
Today · 4.125%
HK$138,251
baseline
▲ 0.50% · 4.625%
HK$145,539
+HK$7,288/mo
Deposit HK$25.85M · loan HK$25.85M · min. income ≈ HK$276,502/mo (50% DSR)
Upfront cash ≈ HK$28.05M (deposit + AVD stamp duty HK$2,197,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,482
−HK$8,873/mo
▼ 0.25% · 3.875%
HK$145,883
−HK$4,472/mo
Today · 4.125%
HK$150,355
baseline
▲ 0.50% · 4.625%
HK$159,503
+HK$9,148/mo
Deposit HK$20.68M · loan HK$31.02M · min. income ≈ HK$300,710/mo (50% DSR)
Upfront cash ≈ HK$22.88M (deposit + AVD stamp duty HK$2,197,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,398
−HK$8,504/mo
▼ 0.25% · 3.875%
HK$161,619
−HK$4,283/mo
Today · 4.125%
HK$165,902
baseline
▲ 0.50% · 4.625%
HK$174,646
+HK$8,744/mo
Deposit HK$20.68M · loan HK$31.02M · min. income ≈ HK$331,804/mo (50% DSR)
Upfront cash ≈ HK$22.88M (deposit + AVD stamp duty HK$2,197,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,063
−HK$10,351/mo
▼ 0.25% · 3.875%
HK$170,197
−HK$5,217/mo
Today · 4.125%
HK$175,414
baseline
▲ 0.50% · 4.625%
HK$186,087
+HK$10,673/mo
Deposit HK$15.51M · loan HK$36.19M · min. income ≈ HK$350,828/mo (50% DSR)
Upfront cash ≈ HK$17.71M (deposit + AVD stamp duty HK$2,197,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,631
−HK$9,921/mo
▼ 0.25% · 3.875%
HK$188,556
−HK$4,996/mo
Today · 4.125%
HK$193,552
baseline
▲ 0.50% · 4.625%
HK$203,754
+HK$10,202/mo
Deposit HK$15.51M · loan HK$36.19M · min. income ≈ HK$387,104/mo (50% DSR)
Upfront cash ≈ HK$17.71M (deposit + AVD stamp duty HK$2,197,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,224
−HK$13,308/mo
▼ 0.25% · 3.875%
HK$218,825
−HK$6,707/mo
Today · 4.125%
HK$225,532
baseline
▲ 0.50% · 4.625%
HK$239,255
+HK$13,723/mo
Deposit HK$5.17M · loan HK$46.54M · min. income ≈ HK$451,064/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$2,197,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,097
−HK$12,755/mo
▼ 0.25% · 3.875%
HK$242,429
−HK$6,423/mo
Today · 4.125%
HK$248,852
baseline
▲ 0.50% · 4.625%
HK$261,970
+HK$13,118/mo
Deposit HK$5.17M · loan HK$46.54M · min. income ≈ HK$497,704/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$2,197,489 · Scale 2, in force from 26 Feb 2026)