LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,791
−HK$740/mo
▼ 0.25% · 3.875%
HK$12,158
−HK$373/mo
Today · 4.125%
HK$12,531
baseline
▲ 0.50% · 4.625%
HK$13,293
+HK$762/mo
Deposit HK$2.59M · loan HK$2.59M · min. income ≈ HK$25,062/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$116,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,118
−HK$708/mo
▼ 0.25% · 3.875%
HK$13,470
−HK$356/mo
Today · 4.125%
HK$13,826
baseline
▲ 0.50% · 4.625%
HK$14,555
+HK$729/mo
Deposit HK$2.59M · loan HK$2.59M · min. income ≈ HK$27,652/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$116,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,150
−HK$887/mo
▼ 0.25% · 3.875%
HK$14,590
−HK$447/mo
Today · 4.125%
HK$15,037
baseline
▲ 0.50% · 4.625%
HK$15,952
+HK$915/mo
Deposit HK$2.07M · loan HK$3.10M · min. income ≈ HK$30,074/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$116,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,741
−HK$851/mo
▼ 0.25% · 3.875%
HK$16,163
−HK$429/mo
Today · 4.125%
HK$16,592
baseline
▲ 0.50% · 4.625%
HK$17,466
+HK$874/mo
Deposit HK$2.07M · loan HK$3.10M · min. income ≈ HK$33,184/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$116,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,508
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$17,021
−HK$522/mo
Today · 4.125%
HK$17,543
baseline
▲ 0.50% · 4.625%
HK$18,610
+HK$1,067/mo
Deposit HK$1.55M · loan HK$3.62M · min. income ≈ HK$35,086/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,365
−HK$992/mo
▼ 0.25% · 3.875%
HK$18,857
−HK$500/mo
Today · 4.125%
HK$19,357
baseline
▲ 0.50% · 4.625%
HK$20,377
+HK$1,020/mo
Deposit HK$1.55M · loan HK$3.62M · min. income ≈ HK$38,714/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,224
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$21,885
−HK$670/mo
Today · 4.125%
HK$22,555
baseline
▲ 0.50% · 4.625%
HK$23,928
+HK$1,373/mo
Deposit HK$517K · loan HK$4.65M · min. income ≈ HK$45,110/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$116,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,612
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$24,245
−HK$643/mo
Today · 4.125%
HK$24,888
baseline
▲ 0.50% · 4.625%
HK$26,199
+HK$1,311/mo
Deposit HK$517K · loan HK$4.65M · min. income ≈ HK$49,776/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$116,349 · Scale 2, in force from 26 Feb 2026)