LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,921
−HK$7,395/mo
▼ 0.25% · 3.875%
HK$121,589
−HK$3,727/mo
Today · 4.125%
HK$125,316
baseline
▲ 0.50% · 4.625%
HK$132,941
+HK$7,625/mo
Deposit HK$25.86M · loan HK$25.86M · min. income ≈ HK$250,632/mo (50% DSR)
Upfront cash ≈ HK$28.05M (deposit + AVD stamp duty HK$2,197,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,186
−HK$7,088/mo
▼ 0.25% · 3.875%
HK$134,704
−HK$3,570/mo
Today · 4.125%
HK$138,274
baseline
▲ 0.50% · 4.625%
HK$145,562
+HK$7,288/mo
Deposit HK$25.86M · loan HK$25.86M · min. income ≈ HK$276,548/mo (50% DSR)
Upfront cash ≈ HK$28.05M (deposit + AVD stamp duty HK$2,197,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,505
−HK$8,874/mo
▼ 0.25% · 3.875%
HK$145,907
−HK$4,472/mo
Today · 4.125%
HK$150,379
baseline
▲ 0.50% · 4.625%
HK$159,529
+HK$9,150/mo
Deposit HK$20.69M · loan HK$31.03M · min. income ≈ HK$300,758/mo (50% DSR)
Upfront cash ≈ HK$22.88M (deposit + AVD stamp duty HK$2,197,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,423
−HK$8,505/mo
▼ 0.25% · 3.875%
HK$161,645
−HK$4,283/mo
Today · 4.125%
HK$165,928
baseline
▲ 0.50% · 4.625%
HK$174,675
+HK$8,747/mo
Deposit HK$20.69M · loan HK$31.03M · min. income ≈ HK$331,856/mo (50% DSR)
Upfront cash ≈ HK$22.88M (deposit + AVD stamp duty HK$2,197,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,090
−HK$10,352/mo
▼ 0.25% · 3.875%
HK$170,225
−HK$5,217/mo
Today · 4.125%
HK$175,442
baseline
▲ 0.50% · 4.625%
HK$186,117
+HK$10,675/mo
Deposit HK$15.51M · loan HK$36.20M · min. income ≈ HK$350,884/mo (50% DSR)
Upfront cash ≈ HK$17.71M (deposit + AVD stamp duty HK$2,197,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,661
−HK$9,922/mo
▼ 0.25% · 3.875%
HK$188,586
−HK$4,997/mo
Today · 4.125%
HK$193,583
baseline
▲ 0.50% · 4.625%
HK$203,787
+HK$10,204/mo
Deposit HK$15.51M · loan HK$36.20M · min. income ≈ HK$387,166/mo (50% DSR)
Upfront cash ≈ HK$17.71M (deposit + AVD stamp duty HK$2,197,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,258
−HK$13,310/mo
▼ 0.25% · 3.875%
HK$218,860
−HK$6,708/mo
Today · 4.125%
HK$225,568
baseline
▲ 0.50% · 4.625%
HK$239,294
+HK$13,726/mo
Deposit HK$5.17M · loan HK$46.54M · min. income ≈ HK$451,136/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$2,197,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,135
−HK$12,758/mo
▼ 0.25% · 3.875%
HK$242,468
−HK$6,425/mo
Today · 4.125%
HK$248,893
baseline
▲ 0.50% · 4.625%
HK$262,012
+HK$13,119/mo
Deposit HK$5.17M · loan HK$46.54M · min. income ≈ HK$497,786/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$2,197,845 · Scale 2, in force from 26 Feb 2026)