LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,792
−HK$740/mo
▼ 0.25% · 3.875%
HK$12,159
−HK$373/mo
Today · 4.125%
HK$12,532
baseline
▲ 0.50% · 4.625%
HK$13,294
+HK$762/mo
Deposit HK$2.59M · loan HK$2.59M · min. income ≈ HK$25,064/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$116,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,119
−HK$709/mo
▼ 0.25% · 3.875%
HK$13,471
−HK$357/mo
Today · 4.125%
HK$13,828
baseline
▲ 0.50% · 4.625%
HK$14,556
+HK$728/mo
Deposit HK$2.59M · loan HK$2.59M · min. income ≈ HK$27,656/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$116,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,151
−HK$887/mo
▼ 0.25% · 3.875%
HK$14,591
−HK$447/mo
Today · 4.125%
HK$15,038
baseline
▲ 0.50% · 4.625%
HK$15,953
+HK$915/mo
Deposit HK$2.07M · loan HK$3.10M · min. income ≈ HK$30,076/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$116,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,743
−HK$850/mo
▼ 0.25% · 3.875%
HK$16,165
−HK$428/mo
Today · 4.125%
HK$16,593
baseline
▲ 0.50% · 4.625%
HK$17,468
+HK$875/mo
Deposit HK$2.07M · loan HK$3.10M · min. income ≈ HK$33,186/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$116,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,509
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$17,023
−HK$521/mo
Today · 4.125%
HK$17,544
baseline
▲ 0.50% · 4.625%
HK$18,612
+HK$1,068/mo
Deposit HK$1.55M · loan HK$3.62M · min. income ≈ HK$35,088/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,366
−HK$993/mo
▼ 0.25% · 3.875%
HK$18,859
−HK$500/mo
Today · 4.125%
HK$19,359
baseline
▲ 0.50% · 4.625%
HK$20,379
+HK$1,020/mo
Deposit HK$1.55M · loan HK$3.62M · min. income ≈ HK$38,718/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,226
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$21,886
−HK$671/mo
Today · 4.125%
HK$22,557
baseline
▲ 0.50% · 4.625%
HK$23,930
+HK$1,373/mo
Deposit HK$517K · loan HK$4.65M · min. income ≈ HK$45,114/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$116,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,614
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$24,247
−HK$643/mo
Today · 4.125%
HK$24,890
baseline
▲ 0.50% · 4.625%
HK$26,202
+HK$1,312/mo
Deposit HK$517K · loan HK$4.65M · min. income ≈ HK$49,780/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$116,359 · Scale 2, in force from 26 Feb 2026)