LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,793
−HK$739/mo
▼ 0.25% · 3.875%
HK$12,159
−HK$373/mo
Today · 4.125%
HK$12,532
baseline
▲ 0.50% · 4.625%
HK$13,295
+HK$763/mo
Deposit HK$2.59M · loan HK$2.59M · min. income ≈ HK$25,064/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$116,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,119
−HK$709/mo
▼ 0.25% · 3.875%
HK$13,471
−HK$357/mo
Today · 4.125%
HK$13,828
baseline
▲ 0.50% · 4.625%
HK$14,557
+HK$729/mo
Deposit HK$2.59M · loan HK$2.59M · min. income ≈ HK$27,656/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$116,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,151
−HK$887/mo
▼ 0.25% · 3.875%
HK$14,591
−HK$447/mo
Today · 4.125%
HK$15,038
baseline
▲ 0.50% · 4.625%
HK$15,954
+HK$916/mo
Deposit HK$2.07M · loan HK$3.10M · min. income ≈ HK$30,076/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$116,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,743
−HK$850/mo
▼ 0.25% · 3.875%
HK$16,165
−HK$428/mo
Today · 4.125%
HK$16,593
baseline
▲ 0.50% · 4.625%
HK$17,468
+HK$875/mo
Deposit HK$2.07M · loan HK$3.10M · min. income ≈ HK$33,186/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$116,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,510
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$17,023
−HK$522/mo
Today · 4.125%
HK$17,545
baseline
▲ 0.50% · 4.625%
HK$18,612
+HK$1,067/mo
Deposit HK$1.55M · loan HK$3.62M · min. income ≈ HK$35,090/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,367
−HK$992/mo
▼ 0.25% · 3.875%
HK$18,859
−HK$500/mo
Today · 4.125%
HK$19,359
baseline
▲ 0.50% · 4.625%
HK$20,380
+HK$1,021/mo
Deposit HK$1.55M · loan HK$3.62M · min. income ≈ HK$38,718/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,227
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$21,887
−HK$671/mo
Today · 4.125%
HK$22,558
baseline
▲ 0.50% · 4.625%
HK$23,930
+HK$1,372/mo
Deposit HK$517K · loan HK$4.65M · min. income ≈ HK$45,116/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$116,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,614
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$24,248
−HK$642/mo
Today · 4.125%
HK$24,890
baseline
▲ 0.50% · 4.625%
HK$26,202
+HK$1,312/mo
Deposit HK$517K · loan HK$4.65M · min. income ≈ HK$49,780/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$116,361 · Scale 2, in force from 26 Feb 2026)