LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,927
−HK$7,396/mo
▼ 0.25% · 3.875%
HK$121,596
−HK$3,727/mo
Today · 4.125%
HK$125,323
baseline
▲ 0.50% · 4.625%
HK$132,948
+HK$7,625/mo
Deposit HK$25.86M · loan HK$25.86M · min. income ≈ HK$250,646/mo (50% DSR)
Upfront cash ≈ HK$28.06M (deposit + AVD stamp duty HK$2,197,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,193
−HK$7,088/mo
▼ 0.25% · 3.875%
HK$134,712
−HK$3,569/mo
Today · 4.125%
HK$138,281
baseline
▲ 0.50% · 4.625%
HK$145,570
+HK$7,289/mo
Deposit HK$25.86M · loan HK$25.86M · min. income ≈ HK$276,562/mo (50% DSR)
Upfront cash ≈ HK$28.06M (deposit + AVD stamp duty HK$2,197,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,513
−HK$8,874/mo
▼ 0.25% · 3.875%
HK$145,915
−HK$4,472/mo
Today · 4.125%
HK$150,387
baseline
▲ 0.50% · 4.625%
HK$159,538
+HK$9,151/mo
Deposit HK$20.69M · loan HK$31.03M · min. income ≈ HK$300,774/mo (50% DSR)
Upfront cash ≈ HK$22.88M (deposit + AVD stamp duty HK$2,197,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,432
−HK$8,505/mo
▼ 0.25% · 3.875%
HK$161,654
−HK$4,283/mo
Today · 4.125%
HK$165,937
baseline
▲ 0.50% · 4.625%
HK$174,684
+HK$8,747/mo
Deposit HK$20.69M · loan HK$31.03M · min. income ≈ HK$331,874/mo (50% DSR)
Upfront cash ≈ HK$22.88M (deposit + AVD stamp duty HK$2,197,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,098
−HK$10,354/mo
▼ 0.25% · 3.875%
HK$170,234
−HK$5,218/mo
Today · 4.125%
HK$175,452
baseline
▲ 0.50% · 4.625%
HK$186,127
+HK$10,675/mo
Deposit HK$15.52M · loan HK$36.20M · min. income ≈ HK$350,904/mo (50% DSR)
Upfront cash ≈ HK$17.71M (deposit + AVD stamp duty HK$2,197,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,670
−HK$9,924/mo
▼ 0.25% · 3.875%
HK$188,596
−HK$4,998/mo
Today · 4.125%
HK$193,594
baseline
▲ 0.50% · 4.625%
HK$203,798
+HK$10,204/mo
Deposit HK$15.52M · loan HK$36.20M · min. income ≈ HK$387,188/mo (50% DSR)
Upfront cash ≈ HK$17.71M (deposit + AVD stamp duty HK$2,197,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,269
−HK$13,312/mo
▼ 0.25% · 3.875%
HK$218,872
−HK$6,709/mo
Today · 4.125%
HK$225,581
baseline
▲ 0.50% · 4.625%
HK$239,307
+HK$13,726/mo
Deposit HK$5.17M · loan HK$46.55M · min. income ≈ HK$451,162/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$2,197,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,148
−HK$12,758/mo
▼ 0.25% · 3.875%
HK$242,481
−HK$6,425/mo
Today · 4.125%
HK$248,906
baseline
▲ 0.50% · 4.625%
HK$262,026
+HK$13,120/mo
Deposit HK$5.17M · loan HK$46.55M · min. income ≈ HK$497,812/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$2,197,963 · Scale 2, in force from 26 Feb 2026)