LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,935
−HK$7,395/mo
▼ 0.25% · 3.875%
HK$121,603
−HK$3,727/mo
Today · 4.125%
HK$125,330
baseline
▲ 0.50% · 4.625%
HK$132,956
+HK$7,626/mo
Deposit HK$25.86M · loan HK$25.86M · min. income ≈ HK$250,660/mo (50% DSR)
Upfront cash ≈ HK$28.06M (deposit + AVD stamp duty HK$2,198,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,201
−HK$7,088/mo
▼ 0.25% · 3.875%
HK$134,720
−HK$3,569/mo
Today · 4.125%
HK$138,289
baseline
▲ 0.50% · 4.625%
HK$145,579
+HK$7,290/mo
Deposit HK$25.86M · loan HK$25.86M · min. income ≈ HK$276,578/mo (50% DSR)
Upfront cash ≈ HK$28.06M (deposit + AVD stamp duty HK$2,198,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,521
−HK$8,875/mo
▼ 0.25% · 3.875%
HK$145,924
−HK$4,472/mo
Today · 4.125%
HK$150,396
baseline
▲ 0.50% · 4.625%
HK$159,547
+HK$9,151/mo
Deposit HK$20.69M · loan HK$31.03M · min. income ≈ HK$300,792/mo (50% DSR)
Upfront cash ≈ HK$22.89M (deposit + AVD stamp duty HK$2,198,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,441
−HK$8,506/mo
▼ 0.25% · 3.875%
HK$161,664
−HK$4,283/mo
Today · 4.125%
HK$165,947
baseline
▲ 0.50% · 4.625%
HK$174,695
+HK$8,748/mo
Deposit HK$20.69M · loan HK$31.03M · min. income ≈ HK$331,894/mo (50% DSR)
Upfront cash ≈ HK$22.89M (deposit + AVD stamp duty HK$2,198,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,108
−HK$10,354/mo
▼ 0.25% · 3.875%
HK$170,244
−HK$5,218/mo
Today · 4.125%
HK$175,462
baseline
▲ 0.50% · 4.625%
HK$186,139
+HK$10,677/mo
Deposit HK$15.52M · loan HK$36.20M · min. income ≈ HK$350,924/mo (50% DSR)
Upfront cash ≈ HK$17.71M (deposit + AVD stamp duty HK$2,198,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,681
−HK$9,924/mo
▼ 0.25% · 3.875%
HK$188,608
−HK$4,997/mo
Today · 4.125%
HK$193,605
baseline
▲ 0.50% · 4.625%
HK$203,810
+HK$10,205/mo
Deposit HK$15.52M · loan HK$36.20M · min. income ≈ HK$387,210/mo (50% DSR)
Upfront cash ≈ HK$17.71M (deposit + AVD stamp duty HK$2,198,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,282
−HK$13,312/mo
▼ 0.25% · 3.875%
HK$218,885
−HK$6,709/mo
Today · 4.125%
HK$225,594
baseline
▲ 0.50% · 4.625%
HK$239,321
+HK$13,727/mo
Deposit HK$5.17M · loan HK$46.55M · min. income ≈ HK$451,188/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$2,198,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,162
−HK$12,759/mo
▼ 0.25% · 3.875%
HK$242,496
−HK$6,425/mo
Today · 4.125%
HK$248,921
baseline
▲ 0.50% · 4.625%
HK$262,042
+HK$13,121/mo
Deposit HK$5.17M · loan HK$46.55M · min. income ≈ HK$497,842/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$2,198,094 · Scale 2, in force from 26 Feb 2026)