LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,794
−HK$740/mo
▼ 0.25% · 3.875%
HK$12,161
−HK$373/mo
Today · 4.125%
HK$12,534
baseline
▲ 0.50% · 4.625%
HK$13,296
+HK$762/mo
Deposit HK$2.59M · loan HK$2.59M · min. income ≈ HK$25,068/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$116,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,121
−HK$709/mo
▼ 0.25% · 3.875%
HK$13,473
−HK$357/mo
Today · 4.125%
HK$13,830
baseline
▲ 0.50% · 4.625%
HK$14,559
+HK$729/mo
Deposit HK$2.59M · loan HK$2.59M · min. income ≈ HK$27,660/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$116,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,153
−HK$887/mo
▼ 0.25% · 3.875%
HK$14,593
−HK$447/mo
Today · 4.125%
HK$15,040
baseline
▲ 0.50% · 4.625%
HK$15,956
+HK$916/mo
Deposit HK$2.07M · loan HK$3.10M · min. income ≈ HK$30,080/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$116,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,745
−HK$851/mo
▼ 0.25% · 3.875%
HK$16,167
−HK$429/mo
Today · 4.125%
HK$16,596
baseline
▲ 0.50% · 4.625%
HK$17,470
+HK$874/mo
Deposit HK$2.07M · loan HK$3.10M · min. income ≈ HK$33,192/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$116,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,512
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$17,025
−HK$522/mo
Today · 4.125%
HK$17,547
baseline
▲ 0.50% · 4.625%
HK$18,615
+HK$1,068/mo
Deposit HK$1.55M · loan HK$3.62M · min. income ≈ HK$35,094/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,369
−HK$993/mo
▼ 0.25% · 3.875%
HK$18,862
−HK$500/mo
Today · 4.125%
HK$19,362
baseline
▲ 0.50% · 4.625%
HK$20,382
+HK$1,020/mo
Deposit HK$1.55M · loan HK$3.62M · min. income ≈ HK$38,724/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,229
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$21,890
−HK$671/mo
Today · 4.125%
HK$22,561
baseline
▲ 0.50% · 4.625%
HK$23,933
+HK$1,372/mo
Deposit HK$517K · loan HK$4.66M · min. income ≈ HK$45,122/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$116,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,617
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$24,251
−HK$642/mo
Today · 4.125%
HK$24,893
baseline
▲ 0.50% · 4.625%
HK$26,206
+HK$1,313/mo
Deposit HK$517K · loan HK$4.66M · min. income ≈ HK$49,786/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$116,376 · Scale 2, in force from 26 Feb 2026)