LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,945
−HK$7,396/mo
▼ 0.25% · 3.875%
HK$121,614
−HK$3,727/mo
Today · 4.125%
HK$125,341
baseline
▲ 0.50% · 4.625%
HK$132,968
+HK$7,627/mo
Deposit HK$25.86M · loan HK$25.86M · min. income ≈ HK$250,682/mo (50% DSR)
Upfront cash ≈ HK$28.06M (deposit + AVD stamp duty HK$2,198,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,213
−HK$7,089/mo
▼ 0.25% · 3.875%
HK$134,732
−HK$3,570/mo
Today · 4.125%
HK$138,302
baseline
▲ 0.50% · 4.625%
HK$145,592
+HK$7,290/mo
Deposit HK$25.86M · loan HK$25.86M · min. income ≈ HK$276,604/mo (50% DSR)
Upfront cash ≈ HK$28.06M (deposit + AVD stamp duty HK$2,198,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,534
−HK$8,875/mo
▼ 0.25% · 3.875%
HK$145,936
−HK$4,473/mo
Today · 4.125%
HK$150,409
baseline
▲ 0.50% · 4.625%
HK$159,561
+HK$9,152/mo
Deposit HK$20.69M · loan HK$31.03M · min. income ≈ HK$300,818/mo (50% DSR)
Upfront cash ≈ HK$22.89M (deposit + AVD stamp duty HK$2,198,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,455
−HK$8,507/mo
▼ 0.25% · 3.875%
HK$161,678
−HK$4,284/mo
Today · 4.125%
HK$165,962
baseline
▲ 0.50% · 4.625%
HK$174,710
+HK$8,748/mo
Deposit HK$20.69M · loan HK$31.03M · min. income ≈ HK$331,924/mo (50% DSR)
Upfront cash ≈ HK$22.89M (deposit + AVD stamp duty HK$2,198,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,123
−HK$10,355/mo
▼ 0.25% · 3.875%
HK$170,259
−HK$5,219/mo
Today · 4.125%
HK$175,478
baseline
▲ 0.50% · 4.625%
HK$186,155
+HK$10,677/mo
Deposit HK$15.52M · loan HK$36.21M · min. income ≈ HK$350,956/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$2,198,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,698
−HK$9,924/mo
▼ 0.25% · 3.875%
HK$188,624
−HK$4,998/mo
Today · 4.125%
HK$193,622
baseline
▲ 0.50% · 4.625%
HK$203,828
+HK$10,206/mo
Deposit HK$15.52M · loan HK$36.21M · min. income ≈ HK$387,244/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$2,198,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,301
−HK$13,313/mo
▼ 0.25% · 3.875%
HK$218,905
−HK$6,709/mo
Today · 4.125%
HK$225,614
baseline
▲ 0.50% · 4.625%
HK$239,342
+HK$13,728/mo
Deposit HK$5.17M · loan HK$46.55M · min. income ≈ HK$451,228/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$2,198,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,183
−HK$12,760/mo
▼ 0.25% · 3.875%
HK$242,517
−HK$6,426/mo
Today · 4.125%
HK$248,943
baseline
▲ 0.50% · 4.625%
HK$262,065
+HK$13,122/mo
Deposit HK$5.17M · loan HK$46.55M · min. income ≈ HK$497,886/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$2,198,287 · Scale 2, in force from 26 Feb 2026)