LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,973
−HK$7,398/mo
▼ 0.25% · 3.875%
HK$121,642
−HK$3,729/mo
Today · 4.125%
HK$125,371
baseline
▲ 0.50% · 4.625%
HK$132,999
+HK$7,628/mo
Deposit HK$25.87M · loan HK$25.87M · min. income ≈ HK$250,742/mo (50% DSR)
Upfront cash ≈ HK$28.07M (deposit + AVD stamp duty HK$2,198,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,244
−HK$7,090/mo
▼ 0.25% · 3.875%
HK$134,764
−HK$3,570/mo
Today · 4.125%
HK$138,334
baseline
▲ 0.50% · 4.625%
HK$145,626
+HK$7,292/mo
Deposit HK$25.87M · loan HK$25.87M · min. income ≈ HK$276,668/mo (50% DSR)
Upfront cash ≈ HK$28.07M (deposit + AVD stamp duty HK$2,198,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,567
−HK$8,878/mo
▼ 0.25% · 3.875%
HK$145,971
−HK$4,474/mo
Today · 4.125%
HK$150,445
baseline
▲ 0.50% · 4.625%
HK$159,599
+HK$9,154/mo
Deposit HK$20.69M · loan HK$31.04M · min. income ≈ HK$300,890/mo (50% DSR)
Upfront cash ≈ HK$22.89M (deposit + AVD stamp duty HK$2,198,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,492
−HK$8,509/mo
▼ 0.25% · 3.875%
HK$161,716
−HK$4,285/mo
Today · 4.125%
HK$166,001
baseline
▲ 0.50% · 4.625%
HK$174,751
+HK$8,750/mo
Deposit HK$20.69M · loan HK$31.04M · min. income ≈ HK$332,002/mo (50% DSR)
Upfront cash ≈ HK$22.89M (deposit + AVD stamp duty HK$2,198,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,162
−HK$10,357/mo
▼ 0.25% · 3.875%
HK$170,299
−HK$5,220/mo
Today · 4.125%
HK$175,519
baseline
▲ 0.50% · 4.625%
HK$186,199
+HK$10,680/mo
Deposit HK$15.52M · loan HK$36.22M · min. income ≈ HK$351,038/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$2,198,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,741
−HK$9,927/mo
▼ 0.25% · 3.875%
HK$188,669
−HK$4,999/mo
Today · 4.125%
HK$193,668
baseline
▲ 0.50% · 4.625%
HK$203,877
+HK$10,209/mo
Deposit HK$15.52M · loan HK$36.22M · min. income ≈ HK$387,336/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$2,198,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,351
−HK$13,316/mo
▼ 0.25% · 3.875%
HK$218,956
−HK$6,711/mo
Today · 4.125%
HK$225,667
baseline
▲ 0.50% · 4.625%
HK$239,399
+HK$13,732/mo
Deposit HK$5.17M · loan HK$46.56M · min. income ≈ HK$451,334/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$2,198,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,239
−HK$12,763/mo
▼ 0.25% · 3.875%
HK$242,574
−HK$6,428/mo
Today · 4.125%
HK$249,002
baseline
▲ 0.50% · 4.625%
HK$262,127
+HK$13,125/mo
Deposit HK$5.17M · loan HK$46.56M · min. income ≈ HK$498,004/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$2,198,809 · Scale 2, in force from 26 Feb 2026)