LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,974
−HK$7,398/mo
▼ 0.25% · 3.875%
HK$121,643
−HK$3,729/mo
Today · 4.125%
HK$125,372
baseline
▲ 0.50% · 4.625%
HK$133,000
+HK$7,628/mo
Deposit HK$25.87M · loan HK$25.87M · min. income ≈ HK$250,744/mo (50% DSR)
Upfront cash ≈ HK$28.07M (deposit + AVD stamp duty HK$2,198,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,245
−HK$7,090/mo
▼ 0.25% · 3.875%
HK$134,765
−HK$3,570/mo
Today · 4.125%
HK$138,335
baseline
▲ 0.50% · 4.625%
HK$145,627
+HK$7,292/mo
Deposit HK$25.87M · loan HK$25.87M · min. income ≈ HK$276,670/mo (50% DSR)
Upfront cash ≈ HK$28.07M (deposit + AVD stamp duty HK$2,198,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,569
−HK$8,877/mo
▼ 0.25% · 3.875%
HK$145,972
−HK$4,474/mo
Today · 4.125%
HK$150,446
baseline
▲ 0.50% · 4.625%
HK$159,600
+HK$9,154/mo
Deposit HK$20.69M · loan HK$31.04M · min. income ≈ HK$300,892/mo (50% DSR)
Upfront cash ≈ HK$22.89M (deposit + AVD stamp duty HK$2,198,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,494
−HK$8,509/mo
▼ 0.25% · 3.875%
HK$161,718
−HK$4,285/mo
Today · 4.125%
HK$166,003
baseline
▲ 0.50% · 4.625%
HK$174,753
+HK$8,750/mo
Deposit HK$20.69M · loan HK$31.04M · min. income ≈ HK$332,006/mo (50% DSR)
Upfront cash ≈ HK$22.89M (deposit + AVD stamp duty HK$2,198,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,163
−HK$10,358/mo
▼ 0.25% · 3.875%
HK$170,301
−HK$5,220/mo
Today · 4.125%
HK$175,521
baseline
▲ 0.50% · 4.625%
HK$186,201
+HK$10,680/mo
Deposit HK$15.52M · loan HK$36.22M · min. income ≈ HK$351,042/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$2,198,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,743
−HK$9,927/mo
▼ 0.25% · 3.875%
HK$188,670
−HK$5,000/mo
Today · 4.125%
HK$193,670
baseline
▲ 0.50% · 4.625%
HK$203,878
+HK$10,208/mo
Deposit HK$15.52M · loan HK$36.22M · min. income ≈ HK$387,340/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$2,198,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,353
−HK$13,316/mo
▼ 0.25% · 3.875%
HK$218,958
−HK$6,711/mo
Today · 4.125%
HK$225,669
baseline
▲ 0.50% · 4.625%
HK$239,401
+HK$13,732/mo
Deposit HK$5.17M · loan HK$46.56M · min. income ≈ HK$451,338/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$2,198,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,240
−HK$12,764/mo
▼ 0.25% · 3.875%
HK$242,576
−HK$6,428/mo
Today · 4.125%
HK$249,004
baseline
▲ 0.50% · 4.625%
HK$262,129
+HK$13,125/mo
Deposit HK$5.17M · loan HK$46.56M · min. income ≈ HK$498,008/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$2,198,826 · Scale 2, in force from 26 Feb 2026)