LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,996
−HK$7,400/mo
▼ 0.25% · 3.875%
HK$121,667
−HK$3,729/mo
Today · 4.125%
HK$125,396
baseline
▲ 0.50% · 4.625%
HK$133,026
+HK$7,630/mo
Deposit HK$25.87M · loan HK$25.87M · min. income ≈ HK$250,792/mo (50% DSR)
Upfront cash ≈ HK$28.07M (deposit + AVD stamp duty HK$2,199,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,270
−HK$7,092/mo
▼ 0.25% · 3.875%
HK$134,791
−HK$3,571/mo
Today · 4.125%
HK$138,362
baseline
▲ 0.50% · 4.625%
HK$145,655
+HK$7,293/mo
Deposit HK$25.87M · loan HK$25.87M · min. income ≈ HK$276,724/mo (50% DSR)
Upfront cash ≈ HK$28.07M (deposit + AVD stamp duty HK$2,199,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,596
−HK$8,879/mo
▼ 0.25% · 3.875%
HK$146,000
−HK$4,475/mo
Today · 4.125%
HK$150,475
baseline
▲ 0.50% · 4.625%
HK$159,631
+HK$9,156/mo
Deposit HK$20.70M · loan HK$31.05M · min. income ≈ HK$300,950/mo (50% DSR)
Upfront cash ≈ HK$22.90M (deposit + AVD stamp duty HK$2,199,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,524
−HK$8,510/mo
▼ 0.25% · 3.875%
HK$161,749
−HK$4,285/mo
Today · 4.125%
HK$166,034
baseline
▲ 0.50% · 4.625%
HK$174,786
+HK$8,752/mo
Deposit HK$20.70M · loan HK$31.05M · min. income ≈ HK$332,068/mo (50% DSR)
Upfront cash ≈ HK$22.90M (deposit + AVD stamp duty HK$2,199,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,195
−HK$10,359/mo
▼ 0.25% · 3.875%
HK$170,334
−HK$5,220/mo
Today · 4.125%
HK$175,554
baseline
▲ 0.50% · 4.625%
HK$186,236
+HK$10,682/mo
Deposit HK$15.52M · loan HK$36.22M · min. income ≈ HK$351,108/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$2,199,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,778
−HK$9,929/mo
▼ 0.25% · 3.875%
HK$188,707
−HK$5,000/mo
Today · 4.125%
HK$193,707
baseline
▲ 0.50% · 4.625%
HK$203,917
+HK$10,210/mo
Deposit HK$15.52M · loan HK$36.22M · min. income ≈ HK$387,414/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$2,199,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,394
−HK$13,319/mo
▼ 0.25% · 3.875%
HK$219,000
−HK$6,713/mo
Today · 4.125%
HK$225,713
baseline
▲ 0.50% · 4.625%
HK$239,447
+HK$13,734/mo
Deposit HK$5.17M · loan HK$46.57M · min. income ≈ HK$451,426/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$2,199,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,286
−HK$12,766/mo
▼ 0.25% · 3.875%
HK$242,623
−HK$6,429/mo
Today · 4.125%
HK$249,052
baseline
▲ 0.50% · 4.625%
HK$262,179
+HK$13,127/mo
Deposit HK$5.17M · loan HK$46.57M · min. income ≈ HK$498,104/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$2,199,249 · Scale 2, in force from 26 Feb 2026)