LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,031
−HK$7,402/mo
▼ 0.25% · 3.875%
HK$121,703
−HK$3,730/mo
Today · 4.125%
HK$125,433
baseline
▲ 0.50% · 4.625%
HK$133,065
+HK$7,632/mo
Deposit HK$25.88M · loan HK$25.88M · min. income ≈ HK$250,866/mo (50% DSR)
Upfront cash ≈ HK$28.08M (deposit + AVD stamp duty HK$2,199,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,309
−HK$7,094/mo
▼ 0.25% · 3.875%
HK$134,830
−HK$3,573/mo
Today · 4.125%
HK$138,403
baseline
▲ 0.50% · 4.625%
HK$145,698
+HK$7,295/mo
Deposit HK$25.88M · loan HK$25.88M · min. income ≈ HK$276,806/mo (50% DSR)
Upfront cash ≈ HK$28.08M (deposit + AVD stamp duty HK$2,199,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,638
−HK$8,882/mo
▼ 0.25% · 3.875%
HK$146,043
−HK$4,477/mo
Today · 4.125%
HK$150,520
baseline
▲ 0.50% · 4.625%
HK$159,678
+HK$9,158/mo
Deposit HK$20.70M · loan HK$31.06M · min. income ≈ HK$301,040/mo (50% DSR)
Upfront cash ≈ HK$22.90M (deposit + AVD stamp duty HK$2,199,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,571
−HK$8,513/mo
▼ 0.25% · 3.875%
HK$161,796
−HK$4,288/mo
Today · 4.125%
HK$166,084
baseline
▲ 0.50% · 4.625%
HK$174,838
+HK$8,754/mo
Deposit HK$20.70M · loan HK$31.06M · min. income ≈ HK$332,168/mo (50% DSR)
Upfront cash ≈ HK$22.90M (deposit + AVD stamp duty HK$2,199,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,244
−HK$10,362/mo
▼ 0.25% · 3.875%
HK$170,384
−HK$5,222/mo
Today · 4.125%
HK$175,606
baseline
▲ 0.50% · 4.625%
HK$186,291
+HK$10,685/mo
Deposit HK$15.53M · loan HK$36.23M · min. income ≈ HK$351,212/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$2,199,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,832
−HK$9,932/mo
▼ 0.25% · 3.875%
HK$188,763
−HK$5,001/mo
Today · 4.125%
HK$193,764
baseline
▲ 0.50% · 4.625%
HK$203,978
+HK$10,214/mo
Deposit HK$15.53M · loan HK$36.23M · min. income ≈ HK$387,528/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$2,199,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,457
−HK$13,322/mo
▼ 0.25% · 3.875%
HK$219,065
−HK$6,714/mo
Today · 4.125%
HK$225,779
baseline
▲ 0.50% · 4.625%
HK$239,518
+HK$13,739/mo
Deposit HK$5.18M · loan HK$46.59M · min. income ≈ HK$451,558/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$2,199,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,356
−HK$12,769/mo
▼ 0.25% · 3.875%
HK$242,695
−HK$6,430/mo
Today · 4.125%
HK$249,125
baseline
▲ 0.50% · 4.625%
HK$262,257
+HK$13,132/mo
Deposit HK$5.18M · loan HK$46.59M · min. income ≈ HK$498,250/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$2,199,900 · Scale 2, in force from 26 Feb 2026)