LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,036
−HK$7,402/mo
▼ 0.25% · 3.875%
HK$121,707
−HK$3,731/mo
Today · 4.125%
HK$125,438
baseline
▲ 0.50% · 4.625%
HK$133,070
+HK$7,632/mo
Deposit HK$25.88M · loan HK$25.88M · min. income ≈ HK$250,876/mo (50% DSR)
Upfront cash ≈ HK$28.08M (deposit + AVD stamp duty HK$2,199,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,314
−HK$7,094/mo
▼ 0.25% · 3.875%
HK$134,835
−HK$3,573/mo
Today · 4.125%
HK$138,408
baseline
▲ 0.50% · 4.625%
HK$145,704
+HK$7,296/mo
Deposit HK$25.88M · loan HK$25.88M · min. income ≈ HK$276,816/mo (50% DSR)
Upfront cash ≈ HK$28.08M (deposit + AVD stamp duty HK$2,199,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,643
−HK$8,882/mo
▼ 0.25% · 3.875%
HK$146,049
−HK$4,476/mo
Today · 4.125%
HK$150,525
baseline
▲ 0.50% · 4.625%
HK$159,684
+HK$9,159/mo
Deposit HK$20.71M · loan HK$31.06M · min. income ≈ HK$301,050/mo (50% DSR)
Upfront cash ≈ HK$22.91M (deposit + AVD stamp duty HK$2,199,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,576
−HK$8,514/mo
▼ 0.25% · 3.875%
HK$161,802
−HK$4,288/mo
Today · 4.125%
HK$166,090
baseline
▲ 0.50% · 4.625%
HK$174,844
+HK$8,754/mo
Deposit HK$20.71M · loan HK$31.06M · min. income ≈ HK$332,180/mo (50% DSR)
Upfront cash ≈ HK$22.91M (deposit + AVD stamp duty HK$2,199,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,250
−HK$10,363/mo
▼ 0.25% · 3.875%
HK$170,390
−HK$5,223/mo
Today · 4.125%
HK$175,613
baseline
▲ 0.50% · 4.625%
HK$186,298
+HK$10,685/mo
Deposit HK$15.53M · loan HK$36.23M · min. income ≈ HK$351,226/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$2,199,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,839
−HK$9,932/mo
▼ 0.25% · 3.875%
HK$188,769
−HK$5,002/mo
Today · 4.125%
HK$193,771
baseline
▲ 0.50% · 4.625%
HK$203,985
+HK$10,214/mo
Deposit HK$15.53M · loan HK$36.23M · min. income ≈ HK$387,542/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$2,199,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,464
−HK$13,324/mo
▼ 0.25% · 3.875%
HK$219,073
−HK$6,715/mo
Today · 4.125%
HK$225,788
baseline
▲ 0.50% · 4.625%
HK$239,526
+HK$13,738/mo
Deposit HK$5.18M · loan HK$46.59M · min. income ≈ HK$451,576/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$2,199,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,364
−HK$12,770/mo
▼ 0.25% · 3.875%
HK$242,704
−HK$6,430/mo
Today · 4.125%
HK$249,134
baseline
▲ 0.50% · 4.625%
HK$262,267
+HK$13,133/mo
Deposit HK$5.18M · loan HK$46.59M · min. income ≈ HK$498,268/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$2,199,981 · Scale 2, in force from 26 Feb 2026)