LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,037
−HK$7,402/mo
▼ 0.25% · 3.875%
HK$121,708
−HK$3,731/mo
Today · 4.125%
HK$125,439
baseline
▲ 0.50% · 4.625%
HK$133,071
+HK$7,632/mo
Deposit HK$25.88M · loan HK$25.88M · min. income ≈ HK$250,878/mo (50% DSR)
Upfront cash ≈ HK$28.08M (deposit + AVD stamp duty HK$2,199,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,315
−HK$7,094/mo
▼ 0.25% · 3.875%
HK$134,836
−HK$3,573/mo
Today · 4.125%
HK$138,409
baseline
▲ 0.50% · 4.625%
HK$145,705
+HK$7,296/mo
Deposit HK$25.88M · loan HK$25.88M · min. income ≈ HK$276,818/mo (50% DSR)
Upfront cash ≈ HK$28.08M (deposit + AVD stamp duty HK$2,199,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,644
−HK$8,882/mo
▼ 0.25% · 3.875%
HK$146,050
−HK$4,476/mo
Today · 4.125%
HK$150,526
baseline
▲ 0.50% · 4.625%
HK$159,685
+HK$9,159/mo
Deposit HK$20.71M · loan HK$31.06M · min. income ≈ HK$301,052/mo (50% DSR)
Upfront cash ≈ HK$22.91M (deposit + AVD stamp duty HK$2,199,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,577
−HK$8,514/mo
▼ 0.25% · 3.875%
HK$161,804
−HK$4,287/mo
Today · 4.125%
HK$166,091
baseline
▲ 0.50% · 4.625%
HK$174,846
+HK$8,755/mo
Deposit HK$20.71M · loan HK$31.06M · min. income ≈ HK$332,182/mo (50% DSR)
Upfront cash ≈ HK$22.91M (deposit + AVD stamp duty HK$2,199,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,251
−HK$10,363/mo
▼ 0.25% · 3.875%
HK$170,391
−HK$5,223/mo
Today · 4.125%
HK$175,614
baseline
▲ 0.50% · 4.625%
HK$186,300
+HK$10,686/mo
Deposit HK$15.53M · loan HK$36.24M · min. income ≈ HK$351,228/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$2,199,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,840
−HK$9,933/mo
▼ 0.25% · 3.875%
HK$188,771
−HK$5,002/mo
Today · 4.125%
HK$193,773
baseline
▲ 0.50% · 4.625%
HK$203,987
+HK$10,214/mo
Deposit HK$15.53M · loan HK$36.24M · min. income ≈ HK$387,546/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$2,199,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,466
−HK$13,323/mo
▼ 0.25% · 3.875%
HK$219,075
−HK$6,714/mo
Today · 4.125%
HK$225,789
baseline
▲ 0.50% · 4.625%
HK$239,528
+HK$13,739/mo
Deposit HK$5.18M · loan HK$46.59M · min. income ≈ HK$451,578/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$2,199,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,366
−HK$12,770/mo
▼ 0.25% · 3.875%
HK$242,705
−HK$6,431/mo
Today · 4.125%
HK$249,136
baseline
▲ 0.50% · 4.625%
HK$262,269
+HK$13,133/mo
Deposit HK$5.18M · loan HK$46.59M · min. income ≈ HK$498,272/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$2,199,996 · Scale 2, in force from 26 Feb 2026)