LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,053
−HK$7,403/mo
▼ 0.25% · 3.875%
HK$121,725
−HK$3,731/mo
Today · 4.125%
HK$125,456
baseline
▲ 0.50% · 4.625%
HK$133,090
+HK$7,634/mo
Deposit HK$25.89M · loan HK$25.89M · min. income ≈ HK$250,912/mo (50% DSR)
Upfront cash ≈ HK$28.09M (deposit + AVD stamp duty HK$2,200,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,333
−HK$7,096/mo
▼ 0.25% · 3.875%
HK$134,855
−HK$3,574/mo
Today · 4.125%
HK$138,429
baseline
▲ 0.50% · 4.625%
HK$145,725
+HK$7,296/mo
Deposit HK$25.89M · loan HK$25.89M · min. income ≈ HK$276,858/mo (50% DSR)
Upfront cash ≈ HK$28.09M (deposit + AVD stamp duty HK$2,200,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,664
−HK$8,883/mo
▼ 0.25% · 3.875%
HK$146,070
−HK$4,477/mo
Today · 4.125%
HK$150,547
baseline
▲ 0.50% · 4.625%
HK$159,708
+HK$9,161/mo
Deposit HK$20.71M · loan HK$31.06M · min. income ≈ HK$301,094/mo (50% DSR)
Upfront cash ≈ HK$22.91M (deposit + AVD stamp duty HK$2,200,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,600
−HK$8,514/mo
▼ 0.25% · 3.875%
HK$161,826
−HK$4,288/mo
Today · 4.125%
HK$166,114
baseline
▲ 0.50% · 4.625%
HK$174,870
+HK$8,756/mo
Deposit HK$20.71M · loan HK$31.06M · min. income ≈ HK$332,228/mo (50% DSR)
Upfront cash ≈ HK$22.91M (deposit + AVD stamp duty HK$2,200,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,275
−HK$10,364/mo
▼ 0.25% · 3.875%
HK$170,416
−HK$5,223/mo
Today · 4.125%
HK$175,639
baseline
▲ 0.50% · 4.625%
HK$186,326
+HK$10,687/mo
Deposit HK$15.53M · loan HK$36.24M · min. income ≈ HK$351,278/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$2,200,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,866
−HK$9,934/mo
▼ 0.25% · 3.875%
HK$188,797
−HK$5,003/mo
Today · 4.125%
HK$193,800
baseline
▲ 0.50% · 4.625%
HK$204,015
+HK$10,215/mo
Deposit HK$15.53M · loan HK$36.24M · min. income ≈ HK$387,600/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$2,200,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,496
−HK$13,325/mo
▼ 0.25% · 3.875%
HK$219,106
−HK$6,715/mo
Today · 4.125%
HK$225,821
baseline
▲ 0.50% · 4.625%
HK$239,562
+HK$13,741/mo
Deposit HK$5.18M · loan HK$46.59M · min. income ≈ HK$451,642/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$2,200,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,400
−HK$12,771/mo
▼ 0.25% · 3.875%
HK$242,740
−HK$6,431/mo
Today · 4.125%
HK$249,171
baseline
▲ 0.50% · 4.625%
HK$262,306
+HK$13,135/mo
Deposit HK$5.18M · loan HK$46.59M · min. income ≈ HK$498,342/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$2,200,307 · Scale 2, in force from 26 Feb 2026)