LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,082
−HK$7,405/mo
▼ 0.25% · 3.875%
HK$121,755
−HK$3,732/mo
Today · 4.125%
HK$125,487
baseline
▲ 0.50% · 4.625%
HK$133,123
+HK$7,636/mo
Deposit HK$25.89M · loan HK$25.89M · min. income ≈ HK$250,974/mo (50% DSR)
Upfront cash ≈ HK$28.09M (deposit + AVD stamp duty HK$2,200,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,365
−HK$7,097/mo
▼ 0.25% · 3.875%
HK$134,888
−HK$3,574/mo
Today · 4.125%
HK$138,462
baseline
▲ 0.50% · 4.625%
HK$145,761
+HK$7,299/mo
Deposit HK$25.89M · loan HK$25.89M · min. income ≈ HK$276,924/mo (50% DSR)
Upfront cash ≈ HK$28.09M (deposit + AVD stamp duty HK$2,200,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,699
−HK$8,885/mo
▼ 0.25% · 3.875%
HK$146,106
−HK$4,478/mo
Today · 4.125%
HK$150,584
baseline
▲ 0.50% · 4.625%
HK$159,747
+HK$9,163/mo
Deposit HK$20.71M · loan HK$31.07M · min. income ≈ HK$301,168/mo (50% DSR)
Upfront cash ≈ HK$22.91M (deposit + AVD stamp duty HK$2,200,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,638
−HK$8,517/mo
▼ 0.25% · 3.875%
HK$161,866
−HK$4,289/mo
Today · 4.125%
HK$166,155
baseline
▲ 0.50% · 4.625%
HK$174,913
+HK$8,758/mo
Deposit HK$20.71M · loan HK$31.07M · min. income ≈ HK$332,310/mo (50% DSR)
Upfront cash ≈ HK$22.91M (deposit + AVD stamp duty HK$2,200,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,315
−HK$10,367/mo
▼ 0.25% · 3.875%
HK$170,457
−HK$5,225/mo
Today · 4.125%
HK$175,682
baseline
▲ 0.50% · 4.625%
HK$186,372
+HK$10,690/mo
Deposit HK$15.54M · loan HK$36.25M · min. income ≈ HK$351,364/mo (50% DSR)
Upfront cash ≈ HK$17.74M (deposit + AVD stamp duty HK$2,200,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,911
−HK$9,936/mo
▼ 0.25% · 3.875%
HK$188,844
−HK$5,003/mo
Today · 4.125%
HK$193,847
baseline
▲ 0.50% · 4.625%
HK$204,065
+HK$10,218/mo
Deposit HK$15.54M · loan HK$36.25M · min. income ≈ HK$387,694/mo (50% DSR)
Upfront cash ≈ HK$17.74M (deposit + AVD stamp duty HK$2,200,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,548
−HK$13,329/mo
▼ 0.25% · 3.875%
HK$219,159
−HK$6,718/mo
Today · 4.125%
HK$225,877
baseline
▲ 0.50% · 4.625%
HK$239,621
+HK$13,744/mo
Deposit HK$5.18M · loan HK$46.61M · min. income ≈ HK$451,754/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$2,200,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,457
−HK$12,775/mo
▼ 0.25% · 3.875%
HK$242,799
−HK$6,433/mo
Today · 4.125%
HK$249,232
baseline
▲ 0.50% · 4.625%
HK$262,370
+HK$13,138/mo
Deposit HK$5.18M · loan HK$46.61M · min. income ≈ HK$498,464/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$2,200,846 · Scale 2, in force from 26 Feb 2026)