LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,094
−HK$7,406/mo
▼ 0.25% · 3.875%
HK$121,768
−HK$3,732/mo
Today · 4.125%
HK$125,500
baseline
▲ 0.50% · 4.625%
HK$133,136
+HK$7,636/mo
Deposit HK$25.89M · loan HK$25.89M · min. income ≈ HK$251,000/mo (50% DSR)
Upfront cash ≈ HK$28.10M (deposit + AVD stamp duty HK$2,201,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,379
−HK$7,097/mo
▼ 0.25% · 3.875%
HK$134,902
−HK$3,574/mo
Today · 4.125%
HK$138,476
baseline
▲ 0.50% · 4.625%
HK$145,776
+HK$7,300/mo
Deposit HK$25.89M · loan HK$25.89M · min. income ≈ HK$276,952/mo (50% DSR)
Upfront cash ≈ HK$28.10M (deposit + AVD stamp duty HK$2,201,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,713
−HK$8,887/mo
▼ 0.25% · 3.875%
HK$146,121
−HK$4,479/mo
Today · 4.125%
HK$150,600
baseline
▲ 0.50% · 4.625%
HK$159,763
+HK$9,163/mo
Deposit HK$20.72M · loan HK$31.07M · min. income ≈ HK$301,200/mo (50% DSR)
Upfront cash ≈ HK$22.92M (deposit + AVD stamp duty HK$2,201,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,654
−HK$8,518/mo
▼ 0.25% · 3.875%
HK$161,882
−HK$4,290/mo
Today · 4.125%
HK$166,172
baseline
▲ 0.50% · 4.625%
HK$174,931
+HK$8,759/mo
Deposit HK$20.72M · loan HK$31.07M · min. income ≈ HK$332,344/mo (50% DSR)
Upfront cash ≈ HK$22.92M (deposit + AVD stamp duty HK$2,201,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,332
−HK$10,368/mo
▼ 0.25% · 3.875%
HK$170,475
−HK$5,225/mo
Today · 4.125%
HK$175,700
baseline
▲ 0.50% · 4.625%
HK$186,390
+HK$10,690/mo
Deposit HK$15.54M · loan HK$36.25M · min. income ≈ HK$351,400/mo (50% DSR)
Upfront cash ≈ HK$17.74M (deposit + AVD stamp duty HK$2,201,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,930
−HK$9,937/mo
▼ 0.25% · 3.875%
HK$188,863
−HK$5,004/mo
Today · 4.125%
HK$193,867
baseline
▲ 0.50% · 4.625%
HK$204,086
+HK$10,219/mo
Deposit HK$15.54M · loan HK$36.25M · min. income ≈ HK$387,734/mo (50% DSR)
Upfront cash ≈ HK$17.74M (deposit + AVD stamp duty HK$2,201,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,569
−HK$13,330/mo
▼ 0.25% · 3.875%
HK$219,182
−HK$6,717/mo
Today · 4.125%
HK$225,899
baseline
▲ 0.50% · 4.625%
HK$239,645
+HK$13,746/mo
Deposit HK$5.18M · loan HK$46.61M · min. income ≈ HK$451,798/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$2,201,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,481
−HK$12,777/mo
▼ 0.25% · 3.875%
HK$242,824
−HK$6,434/mo
Today · 4.125%
HK$249,258
baseline
▲ 0.50% · 4.625%
HK$262,396
+HK$13,138/mo
Deposit HK$5.18M · loan HK$46.61M · min. income ≈ HK$498,516/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$2,201,069 · Scale 2, in force from 26 Feb 2026)