LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,106
−HK$7,406/mo
▼ 0.25% · 3.875%
HK$121,779
−HK$3,733/mo
Today · 4.125%
HK$125,512
baseline
▲ 0.50% · 4.625%
HK$133,149
+HK$7,637/mo
Deposit HK$25.90M · loan HK$25.90M · min. income ≈ HK$251,024/mo (50% DSR)
Upfront cash ≈ HK$28.10M (deposit + AVD stamp duty HK$2,201,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,391
−HK$7,099/mo
▼ 0.25% · 3.875%
HK$134,915
−HK$3,575/mo
Today · 4.125%
HK$138,490
baseline
▲ 0.50% · 4.625%
HK$145,790
+HK$7,300/mo
Deposit HK$25.90M · loan HK$25.90M · min. income ≈ HK$276,980/mo (50% DSR)
Upfront cash ≈ HK$28.10M (deposit + AVD stamp duty HK$2,201,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,727
−HK$8,887/mo
▼ 0.25% · 3.875%
HK$146,135
−HK$4,479/mo
Today · 4.125%
HK$150,614
baseline
▲ 0.50% · 4.625%
HK$159,779
+HK$9,165/mo
Deposit HK$20.72M · loan HK$31.08M · min. income ≈ HK$301,228/mo (50% DSR)
Upfront cash ≈ HK$22.92M (deposit + AVD stamp duty HK$2,201,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,669
−HK$8,519/mo
▼ 0.25% · 3.875%
HK$161,898
−HK$4,290/mo
Today · 4.125%
HK$166,188
baseline
▲ 0.50% · 4.625%
HK$174,948
+HK$8,760/mo
Deposit HK$20.72M · loan HK$31.08M · min. income ≈ HK$332,376/mo (50% DSR)
Upfront cash ≈ HK$22.92M (deposit + AVD stamp duty HK$2,201,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,348
−HK$10,368/mo
▼ 0.25% · 3.875%
HK$170,491
−HK$5,225/mo
Today · 4.125%
HK$175,716
baseline
▲ 0.50% · 4.625%
HK$186,408
+HK$10,692/mo
Deposit HK$15.54M · loan HK$36.26M · min. income ≈ HK$351,432/mo (50% DSR)
Upfront cash ≈ HK$17.74M (deposit + AVD stamp duty HK$2,201,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,948
−HK$9,938/mo
▼ 0.25% · 3.875%
HK$188,881
−HK$5,005/mo
Today · 4.125%
HK$193,886
baseline
▲ 0.50% · 4.625%
HK$204,106
+HK$10,220/mo
Deposit HK$15.54M · loan HK$36.26M · min. income ≈ HK$387,772/mo (50% DSR)
Upfront cash ≈ HK$17.74M (deposit + AVD stamp duty HK$2,201,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,590
−HK$13,331/mo
▼ 0.25% · 3.875%
HK$219,203
−HK$6,718/mo
Today · 4.125%
HK$225,921
baseline
▲ 0.50% · 4.625%
HK$239,668
+HK$13,747/mo
Deposit HK$5.18M · loan HK$46.62M · min. income ≈ HK$451,842/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$2,201,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,504
−HK$12,778/mo
▼ 0.25% · 3.875%
HK$242,847
−HK$6,435/mo
Today · 4.125%
HK$249,282
baseline
▲ 0.50% · 4.625%
HK$262,422
+HK$13,140/mo
Deposit HK$5.18M · loan HK$46.62M · min. income ≈ HK$498,564/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$2,201,281 · Scale 2, in force from 26 Feb 2026)