LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,124
−HK$7,407/mo
▼ 0.25% · 3.875%
HK$121,798
−HK$3,733/mo
Today · 4.125%
HK$125,531
baseline
▲ 0.50% · 4.625%
HK$133,169
+HK$7,638/mo
Deposit HK$25.90M · loan HK$25.90M · min. income ≈ HK$251,062/mo (50% DSR)
Upfront cash ≈ HK$28.10M (deposit + AVD stamp duty HK$2,201,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,411
−HK$7,100/mo
▼ 0.25% · 3.875%
HK$134,936
−HK$3,575/mo
Today · 4.125%
HK$138,511
baseline
▲ 0.50% · 4.625%
HK$145,812
+HK$7,301/mo
Deposit HK$25.90M · loan HK$25.90M · min. income ≈ HK$277,022/mo (50% DSR)
Upfront cash ≈ HK$28.10M (deposit + AVD stamp duty HK$2,201,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,748
−HK$8,889/mo
▼ 0.25% · 3.875%
HK$146,158
−HK$4,479/mo
Today · 4.125%
HK$150,637
baseline
▲ 0.50% · 4.625%
HK$159,803
+HK$9,166/mo
Deposit HK$20.72M · loan HK$31.08M · min. income ≈ HK$301,274/mo (50% DSR)
Upfront cash ≈ HK$22.92M (deposit + AVD stamp duty HK$2,201,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,694
−HK$8,519/mo
▼ 0.25% · 3.875%
HK$161,923
−HK$4,290/mo
Today · 4.125%
HK$166,213
baseline
▲ 0.50% · 4.625%
HK$174,975
+HK$8,762/mo
Deposit HK$20.72M · loan HK$31.08M · min. income ≈ HK$332,426/mo (50% DSR)
Upfront cash ≈ HK$22.92M (deposit + AVD stamp duty HK$2,201,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,373
−HK$10,370/mo
▼ 0.25% · 3.875%
HK$170,517
−HK$5,226/mo
Today · 4.125%
HK$175,743
baseline
▲ 0.50% · 4.625%
HK$186,437
+HK$10,694/mo
Deposit HK$15.54M · loan HK$36.26M · min. income ≈ HK$351,486/mo (50% DSR)
Upfront cash ≈ HK$17.74M (deposit + AVD stamp duty HK$2,201,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,976
−HK$9,940/mo
▼ 0.25% · 3.875%
HK$188,910
−HK$5,006/mo
Today · 4.125%
HK$193,916
baseline
▲ 0.50% · 4.625%
HK$204,137
+HK$10,221/mo
Deposit HK$15.54M · loan HK$36.26M · min. income ≈ HK$387,832/mo (50% DSR)
Upfront cash ≈ HK$17.74M (deposit + AVD stamp duty HK$2,201,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,623
−HK$13,333/mo
▼ 0.25% · 3.875%
HK$219,236
−HK$6,720/mo
Today · 4.125%
HK$225,956
baseline
▲ 0.50% · 4.625%
HK$239,705
+HK$13,749/mo
Deposit HK$5.18M · loan HK$46.62M · min. income ≈ HK$451,912/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$2,201,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,540
−HK$12,780/mo
▼ 0.25% · 3.875%
HK$242,884
−HK$6,436/mo
Today · 4.125%
HK$249,320
baseline
▲ 0.50% · 4.625%
HK$262,462
+HK$13,142/mo
Deposit HK$5.18M · loan HK$46.62M · min. income ≈ HK$498,640/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$2,201,619 · Scale 2, in force from 26 Feb 2026)