LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,142
−HK$7,408/mo
▼ 0.25% · 3.875%
HK$121,817
−HK$3,733/mo
Today · 4.125%
HK$125,550
baseline
▲ 0.50% · 4.625%
HK$133,190
+HK$7,640/mo
Deposit HK$25.91M · loan HK$25.91M · min. income ≈ HK$251,100/mo (50% DSR)
Upfront cash ≈ HK$28.11M (deposit + AVD stamp duty HK$2,201,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,432
−HK$7,101/mo
▼ 0.25% · 3.875%
HK$134,957
−HK$3,576/mo
Today · 4.125%
HK$138,533
baseline
▲ 0.50% · 4.625%
HK$145,835
+HK$7,302/mo
Deposit HK$25.91M · loan HK$25.91M · min. income ≈ HK$277,066/mo (50% DSR)
Upfront cash ≈ HK$28.11M (deposit + AVD stamp duty HK$2,201,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,770
−HK$8,891/mo
▼ 0.25% · 3.875%
HK$146,180
−HK$4,481/mo
Today · 4.125%
HK$150,661
baseline
▲ 0.50% · 4.625%
HK$159,828
+HK$9,167/mo
Deposit HK$20.72M · loan HK$31.09M · min. income ≈ HK$301,322/mo (50% DSR)
Upfront cash ≈ HK$22.93M (deposit + AVD stamp duty HK$2,201,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,718
−HK$8,521/mo
▼ 0.25% · 3.875%
HK$161,948
−HK$4,291/mo
Today · 4.125%
HK$166,239
baseline
▲ 0.50% · 4.625%
HK$175,002
+HK$8,763/mo
Deposit HK$20.72M · loan HK$31.09M · min. income ≈ HK$332,478/mo (50% DSR)
Upfront cash ≈ HK$22.93M (deposit + AVD stamp duty HK$2,201,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,399
−HK$10,372/mo
▼ 0.25% · 3.875%
HK$170,544
−HK$5,227/mo
Today · 4.125%
HK$175,771
baseline
▲ 0.50% · 4.625%
HK$186,466
+HK$10,695/mo
Deposit HK$15.54M · loan HK$36.27M · min. income ≈ HK$351,542/mo (50% DSR)
Upfront cash ≈ HK$17.75M (deposit + AVD stamp duty HK$2,201,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,004
−HK$9,942/mo
▼ 0.25% · 3.875%
HK$188,939
−HK$5,007/mo
Today · 4.125%
HK$193,946
baseline
▲ 0.50% · 4.625%
HK$204,169
+HK$10,223/mo
Deposit HK$15.54M · loan HK$36.27M · min. income ≈ HK$387,892/mo (50% DSR)
Upfront cash ≈ HK$17.75M (deposit + AVD stamp duty HK$2,201,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,655
−HK$13,336/mo
▼ 0.25% · 3.875%
HK$219,270
−HK$6,721/mo
Today · 4.125%
HK$225,991
baseline
▲ 0.50% · 4.625%
HK$239,742
+HK$13,751/mo
Deposit HK$5.18M · loan HK$46.63M · min. income ≈ HK$451,982/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$2,201,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,577
−HK$12,782/mo
▼ 0.25% · 3.875%
HK$242,922
−HK$6,437/mo
Today · 4.125%
HK$249,359
baseline
▲ 0.50% · 4.625%
HK$262,503
+HK$13,144/mo
Deposit HK$5.18M · loan HK$46.63M · min. income ≈ HK$498,718/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$2,201,960 · Scale 2, in force from 26 Feb 2026)