LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,143
−HK$7,409/mo
▼ 0.25% · 3.875%
HK$121,818
−HK$3,734/mo
Today · 4.125%
HK$125,552
baseline
▲ 0.50% · 4.625%
HK$133,191
+HK$7,639/mo
Deposit HK$25.91M · loan HK$25.91M · min. income ≈ HK$251,104/mo (50% DSR)
Upfront cash ≈ HK$28.11M (deposit + AVD stamp duty HK$2,201,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,433
−HK$7,101/mo
▼ 0.25% · 3.875%
HK$134,958
−HK$3,576/mo
Today · 4.125%
HK$138,534
baseline
▲ 0.50% · 4.625%
HK$145,836
+HK$7,302/mo
Deposit HK$25.91M · loan HK$25.91M · min. income ≈ HK$277,068/mo (50% DSR)
Upfront cash ≈ HK$28.11M (deposit + AVD stamp duty HK$2,201,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,772
−HK$8,890/mo
▼ 0.25% · 3.875%
HK$146,182
−HK$4,480/mo
Today · 4.125%
HK$150,662
baseline
▲ 0.50% · 4.625%
HK$159,830
+HK$9,168/mo
Deposit HK$20.72M · loan HK$31.09M · min. income ≈ HK$301,324/mo (50% DSR)
Upfront cash ≈ HK$22.93M (deposit + AVD stamp duty HK$2,201,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,720
−HK$8,521/mo
▼ 0.25% · 3.875%
HK$161,950
−HK$4,291/mo
Today · 4.125%
HK$166,241
baseline
▲ 0.50% · 4.625%
HK$175,004
+HK$8,763/mo
Deposit HK$20.72M · loan HK$31.09M · min. income ≈ HK$332,482/mo (50% DSR)
Upfront cash ≈ HK$22.93M (deposit + AVD stamp duty HK$2,201,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,401
−HK$10,372/mo
▼ 0.25% · 3.875%
HK$170,545
−HK$5,228/mo
Today · 4.125%
HK$175,773
baseline
▲ 0.50% · 4.625%
HK$186,468
+HK$10,695/mo
Deposit HK$15.54M · loan HK$36.27M · min. income ≈ HK$351,546/mo (50% DSR)
Upfront cash ≈ HK$17.75M (deposit + AVD stamp duty HK$2,201,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,006
−HK$9,942/mo
▼ 0.25% · 3.875%
HK$188,941
−HK$5,007/mo
Today · 4.125%
HK$193,948
baseline
▲ 0.50% · 4.625%
HK$204,171
+HK$10,223/mo
Deposit HK$15.54M · loan HK$36.27M · min. income ≈ HK$387,896/mo (50% DSR)
Upfront cash ≈ HK$17.75M (deposit + AVD stamp duty HK$2,201,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,658
−HK$13,335/mo
▼ 0.25% · 3.875%
HK$219,273
−HK$6,720/mo
Today · 4.125%
HK$225,993
baseline
▲ 0.50% · 4.625%
HK$239,744
+HK$13,751/mo
Deposit HK$5.18M · loan HK$46.63M · min. income ≈ HK$451,986/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$2,201,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,580
−HK$12,781/mo
▼ 0.25% · 3.875%
HK$242,925
−HK$6,436/mo
Today · 4.125%
HK$249,361
baseline
▲ 0.50% · 4.625%
HK$262,506
+HK$13,145/mo
Deposit HK$5.18M · loan HK$46.63M · min. income ≈ HK$498,722/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$2,201,984 · Scale 2, in force from 26 Feb 2026)