LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,159
−HK$7,410/mo
▼ 0.25% · 3.875%
HK$121,834
−HK$3,735/mo
Today · 4.125%
HK$125,569
baseline
▲ 0.50% · 4.625%
HK$133,209
+HK$7,640/mo
Deposit HK$25.91M · loan HK$25.91M · min. income ≈ HK$251,138/mo (50% DSR)
Upfront cash ≈ HK$28.11M (deposit + AVD stamp duty HK$2,202,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,451
−HK$7,102/mo
▼ 0.25% · 3.875%
HK$134,976
−HK$3,577/mo
Today · 4.125%
HK$138,553
baseline
▲ 0.50% · 4.625%
HK$145,856
+HK$7,303/mo
Deposit HK$25.91M · loan HK$25.91M · min. income ≈ HK$277,106/mo (50% DSR)
Upfront cash ≈ HK$28.11M (deposit + AVD stamp duty HK$2,202,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,791
−HK$8,891/mo
▼ 0.25% · 3.875%
HK$146,201
−HK$4,481/mo
Today · 4.125%
HK$150,682
baseline
▲ 0.50% · 4.625%
HK$159,851
+HK$9,169/mo
Deposit HK$20.73M · loan HK$31.09M · min. income ≈ HK$301,364/mo (50% DSR)
Upfront cash ≈ HK$22.93M (deposit + AVD stamp duty HK$2,202,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,741
−HK$8,522/mo
▼ 0.25% · 3.875%
HK$161,971
−HK$4,292/mo
Today · 4.125%
HK$166,263
baseline
▲ 0.50% · 4.625%
HK$175,027
+HK$8,764/mo
Deposit HK$20.73M · loan HK$31.09M · min. income ≈ HK$332,526/mo (50% DSR)
Upfront cash ≈ HK$22.93M (deposit + AVD stamp duty HK$2,202,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,423
−HK$10,373/mo
▼ 0.25% · 3.875%
HK$170,568
−HK$5,228/mo
Today · 4.125%
HK$175,796
baseline
▲ 0.50% · 4.625%
HK$186,493
+HK$10,697/mo
Deposit HK$15.55M · loan HK$36.27M · min. income ≈ HK$351,592/mo (50% DSR)
Upfront cash ≈ HK$17.75M (deposit + AVD stamp duty HK$2,202,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,031
−HK$9,943/mo
▼ 0.25% · 3.875%
HK$188,967
−HK$5,007/mo
Today · 4.125%
HK$193,974
baseline
▲ 0.50% · 4.625%
HK$204,198
+HK$10,224/mo
Deposit HK$15.55M · loan HK$36.27M · min. income ≈ HK$387,948/mo (50% DSR)
Upfront cash ≈ HK$17.75M (deposit + AVD stamp duty HK$2,202,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,686
−HK$13,337/mo
▼ 0.25% · 3.875%
HK$219,302
−HK$6,721/mo
Today · 4.125%
HK$226,023
baseline
▲ 0.50% · 4.625%
HK$239,776
+HK$13,753/mo
Deposit HK$5.18M · loan HK$46.64M · min. income ≈ HK$452,046/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$2,202,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,611
−HK$12,784/mo
▼ 0.25% · 3.875%
HK$242,957
−HK$6,438/mo
Today · 4.125%
HK$249,395
baseline
▲ 0.50% · 4.625%
HK$262,541
+HK$13,146/mo
Deposit HK$5.18M · loan HK$46.64M · min. income ≈ HK$498,790/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$2,202,278 · Scale 2, in force from 26 Feb 2026)