LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,178
−HK$7,411/mo
▼ 0.25% · 3.875%
HK$121,854
−HK$3,735/mo
Today · 4.125%
HK$125,589
baseline
▲ 0.50% · 4.625%
HK$133,230
+HK$7,641/mo
Deposit HK$25.91M · loan HK$25.91M · min. income ≈ HK$251,178/mo (50% DSR)
Upfront cash ≈ HK$28.12M (deposit + AVD stamp duty HK$2,202,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,472
−HK$7,103/mo
▼ 0.25% · 3.875%
HK$134,998
−HK$3,577/mo
Today · 4.125%
HK$138,575
baseline
▲ 0.50% · 4.625%
HK$145,879
+HK$7,304/mo
Deposit HK$25.91M · loan HK$25.91M · min. income ≈ HK$277,150/mo (50% DSR)
Upfront cash ≈ HK$28.12M (deposit + AVD stamp duty HK$2,202,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,813
−HK$8,893/mo
▼ 0.25% · 3.875%
HK$146,225
−HK$4,481/mo
Today · 4.125%
HK$150,706
baseline
▲ 0.50% · 4.625%
HK$159,876
+HK$9,170/mo
Deposit HK$20.73M · loan HK$31.10M · min. income ≈ HK$301,412/mo (50% DSR)
Upfront cash ≈ HK$22.93M (deposit + AVD stamp duty HK$2,202,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,766
−HK$8,523/mo
▼ 0.25% · 3.875%
HK$161,997
−HK$4,292/mo
Today · 4.125%
HK$166,289
baseline
▲ 0.50% · 4.625%
HK$175,055
+HK$8,766/mo
Deposit HK$20.73M · loan HK$31.10M · min. income ≈ HK$332,578/mo (50% DSR)
Upfront cash ≈ HK$22.93M (deposit + AVD stamp duty HK$2,202,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,449
−HK$10,375/mo
▼ 0.25% · 3.875%
HK$170,595
−HK$5,229/mo
Today · 4.125%
HK$175,824
baseline
▲ 0.50% · 4.625%
HK$186,522
+HK$10,698/mo
Deposit HK$15.55M · loan HK$36.28M · min. income ≈ HK$351,648/mo (50% DSR)
Upfront cash ≈ HK$17.75M (deposit + AVD stamp duty HK$2,202,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,060
−HK$9,944/mo
▼ 0.25% · 3.875%
HK$188,997
−HK$5,007/mo
Today · 4.125%
HK$194,004
baseline
▲ 0.50% · 4.625%
HK$204,231
+HK$10,227/mo
Deposit HK$15.55M · loan HK$36.28M · min. income ≈ HK$388,008/mo (50% DSR)
Upfront cash ≈ HK$17.75M (deposit + AVD stamp duty HK$2,202,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,720
−HK$13,339/mo
▼ 0.25% · 3.875%
HK$219,337
−HK$6,722/mo
Today · 4.125%
HK$226,059
baseline
▲ 0.50% · 4.625%
HK$239,815
+HK$13,756/mo
Deposit HK$5.18M · loan HK$46.64M · min. income ≈ HK$452,118/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$2,202,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,649
−HK$12,785/mo
▼ 0.25% · 3.875%
HK$242,996
−HK$6,438/mo
Today · 4.125%
HK$249,434
baseline
▲ 0.50% · 4.625%
HK$262,582
+HK$13,148/mo
Deposit HK$5.18M · loan HK$46.64M · min. income ≈ HK$498,868/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$2,202,628 · Scale 2, in force from 26 Feb 2026)