LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,818
−HK$741/mo
▼ 0.25% · 3.875%
HK$12,185
−HK$374/mo
Today · 4.125%
HK$12,559
baseline
▲ 0.50% · 4.625%
HK$13,323
+HK$764/mo
Deposit HK$2.59M · loan HK$2.59M · min. income ≈ HK$25,118/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$116,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,147
−HK$710/mo
▼ 0.25% · 3.875%
HK$13,500
−HK$357/mo
Today · 4.125%
HK$13,857
baseline
▲ 0.50% · 4.625%
HK$14,588
+HK$731/mo
Deposit HK$2.59M · loan HK$2.59M · min. income ≈ HK$27,714/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$116,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,181
−HK$890/mo
▼ 0.25% · 3.875%
HK$14,622
−HK$449/mo
Today · 4.125%
HK$15,071
baseline
▲ 0.50% · 4.625%
HK$15,988
+HK$917/mo
Deposit HK$2.07M · loan HK$3.11M · min. income ≈ HK$30,142/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$116,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,777
−HK$852/mo
▼ 0.25% · 3.875%
HK$16,200
−HK$429/mo
Today · 4.125%
HK$16,629
baseline
▲ 0.50% · 4.625%
HK$17,506
+HK$877/mo
Deposit HK$2.07M · loan HK$3.11M · min. income ≈ HK$33,258/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$116,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,545
−HK$1,037/mo
▼ 0.25% · 3.875%
HK$17,060
−HK$522/mo
Today · 4.125%
HK$17,582
baseline
▲ 0.50% · 4.625%
HK$18,652
+HK$1,070/mo
Deposit HK$1.55M · loan HK$3.63M · min. income ≈ HK$35,164/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,406
−HK$994/mo
▼ 0.25% · 3.875%
HK$18,900
−HK$500/mo
Today · 4.125%
HK$19,400
baseline
▲ 0.50% · 4.625%
HK$20,423
+HK$1,023/mo
Deposit HK$1.55M · loan HK$3.63M · min. income ≈ HK$38,800/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,272
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,934
−HK$672/mo
Today · 4.125%
HK$22,606
baseline
▲ 0.50% · 4.625%
HK$23,982
+HK$1,376/mo
Deposit HK$518K · loan HK$4.66M · min. income ≈ HK$45,212/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$116,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,665
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,300
−HK$643/mo
Today · 4.125%
HK$24,943
baseline
▲ 0.50% · 4.625%
HK$26,258
+HK$1,315/mo
Deposit HK$518K · loan HK$4.66M · min. income ≈ HK$49,886/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$116,610 · Scale 2, in force from 26 Feb 2026)