LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,819
−HK$741/mo
▼ 0.25% · 3.875%
HK$12,186
−HK$374/mo
Today · 4.125%
HK$12,560
baseline
▲ 0.50% · 4.625%
HK$13,324
+HK$764/mo
Deposit HK$2.59M · loan HK$2.59M · min. income ≈ HK$25,120/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$116,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,148
−HK$710/mo
▼ 0.25% · 3.875%
HK$13,501
−HK$357/mo
Today · 4.125%
HK$13,858
baseline
▲ 0.50% · 4.625%
HK$14,589
+HK$731/mo
Deposit HK$2.59M · loan HK$2.59M · min. income ≈ HK$27,716/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$116,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,182
−HK$890/mo
▼ 0.25% · 3.875%
HK$14,623
−HK$449/mo
Today · 4.125%
HK$15,072
baseline
▲ 0.50% · 4.625%
HK$15,989
+HK$917/mo
Deposit HK$2.07M · loan HK$3.11M · min. income ≈ HK$30,144/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$116,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,778
−HK$852/mo
▼ 0.25% · 3.875%
HK$16,201
−HK$429/mo
Today · 4.125%
HK$16,630
baseline
▲ 0.50% · 4.625%
HK$17,507
+HK$877/mo
Deposit HK$2.07M · loan HK$3.11M · min. income ≈ HK$33,260/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$116,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,546
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$17,061
−HK$523/mo
Today · 4.125%
HK$17,584
baseline
▲ 0.50% · 4.625%
HK$18,653
+HK$1,069/mo
Deposit HK$1.55M · loan HK$3.63M · min. income ≈ HK$35,168/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,407
−HK$995/mo
▼ 0.25% · 3.875%
HK$18,901
−HK$501/mo
Today · 4.125%
HK$19,402
baseline
▲ 0.50% · 4.625%
HK$20,424
+HK$1,022/mo
Deposit HK$1.55M · loan HK$3.63M · min. income ≈ HK$38,804/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,273
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,935
−HK$672/mo
Today · 4.125%
HK$22,607
baseline
▲ 0.50% · 4.625%
HK$23,983
+HK$1,376/mo
Deposit HK$518K · loan HK$4.66M · min. income ≈ HK$45,214/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$116,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,666
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,301
−HK$644/mo
Today · 4.125%
HK$24,945
baseline
▲ 0.50% · 4.625%
HK$26,260
+HK$1,315/mo
Deposit HK$518K · loan HK$4.66M · min. income ≈ HK$49,890/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$116,618 · Scale 2, in force from 26 Feb 2026)