LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,212
−HK$7,413/mo
▼ 0.25% · 3.875%
HK$121,889
−HK$3,736/mo
Today · 4.125%
HK$125,625
baseline
▲ 0.50% · 4.625%
HK$133,269
+HK$7,644/mo
Deposit HK$25.92M · loan HK$25.92M · min. income ≈ HK$251,250/mo (50% DSR)
Upfront cash ≈ HK$28.12M (deposit + AVD stamp duty HK$2,203,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,509
−HK$7,106/mo
▼ 0.25% · 3.875%
HK$135,037
−HK$3,578/mo
Today · 4.125%
HK$138,615
baseline
▲ 0.50% · 4.625%
HK$145,921
+HK$7,306/mo
Deposit HK$25.92M · loan HK$25.92M · min. income ≈ HK$277,230/mo (50% DSR)
Upfront cash ≈ HK$28.12M (deposit + AVD stamp duty HK$2,203,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,854
−HK$8,896/mo
▼ 0.25% · 3.875%
HK$146,267
−HK$4,483/mo
Today · 4.125%
HK$150,750
baseline
▲ 0.50% · 4.625%
HK$159,922
+HK$9,172/mo
Deposit HK$20.74M · loan HK$31.10M · min. income ≈ HK$301,500/mo (50% DSR)
Upfront cash ≈ HK$22.94M (deposit + AVD stamp duty HK$2,203,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,811
−HK$8,526/mo
▼ 0.25% · 3.875%
HK$162,044
−HK$4,293/mo
Today · 4.125%
HK$166,337
baseline
▲ 0.50% · 4.625%
HK$175,105
+HK$8,768/mo
Deposit HK$20.74M · loan HK$31.10M · min. income ≈ HK$332,674/mo (50% DSR)
Upfront cash ≈ HK$22.94M (deposit + AVD stamp duty HK$2,203,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,497
−HK$10,378/mo
▼ 0.25% · 3.875%
HK$170,644
−HK$5,231/mo
Today · 4.125%
HK$175,875
baseline
▲ 0.50% · 4.625%
HK$186,576
+HK$10,701/mo
Deposit HK$15.55M · loan HK$36.29M · min. income ≈ HK$351,750/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$2,203,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,113
−HK$9,947/mo
▼ 0.25% · 3.875%
HK$189,051
−HK$5,009/mo
Today · 4.125%
HK$194,060
baseline
▲ 0.50% · 4.625%
HK$204,290
+HK$10,230/mo
Deposit HK$15.55M · loan HK$36.29M · min. income ≈ HK$388,120/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$2,203,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,781
−HK$13,344/mo
▼ 0.25% · 3.875%
HK$219,400
−HK$6,725/mo
Today · 4.125%
HK$226,125
baseline
▲ 0.50% · 4.625%
HK$239,884
+HK$13,759/mo
Deposit HK$5.18M · loan HK$46.66M · min. income ≈ HK$452,250/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$2,203,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,717
−HK$12,789/mo
▼ 0.25% · 3.875%
HK$243,066
−HK$6,440/mo
Today · 4.125%
HK$249,506
baseline
▲ 0.50% · 4.625%
HK$262,658
+HK$13,152/mo
Deposit HK$5.18M · loan HK$46.66M · min. income ≈ HK$499,012/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$2,203,263 · Scale 2, in force from 26 Feb 2026)