LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,219
−HK$7,414/mo
▼ 0.25% · 3.875%
HK$121,897
−HK$3,736/mo
Today · 4.125%
HK$125,633
baseline
▲ 0.50% · 4.625%
HK$133,277
+HK$7,644/mo
Deposit HK$25.92M · loan HK$25.92M · min. income ≈ HK$251,266/mo (50% DSR)
Upfront cash ≈ HK$28.13M (deposit + AVD stamp duty HK$2,203,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,518
−HK$7,105/mo
▼ 0.25% · 3.875%
HK$135,045
−HK$3,578/mo
Today · 4.125%
HK$138,623
baseline
▲ 0.50% · 4.625%
HK$145,930
+HK$7,307/mo
Deposit HK$25.92M · loan HK$25.92M · min. income ≈ HK$277,246/mo (50% DSR)
Upfront cash ≈ HK$28.13M (deposit + AVD stamp duty HK$2,203,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,863
−HK$8,896/mo
▼ 0.25% · 3.875%
HK$146,276
−HK$4,483/mo
Today · 4.125%
HK$150,759
baseline
▲ 0.50% · 4.625%
HK$159,933
+HK$9,174/mo
Deposit HK$20.74M · loan HK$31.11M · min. income ≈ HK$301,518/mo (50% DSR)
Upfront cash ≈ HK$22.94M (deposit + AVD stamp duty HK$2,203,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,822
−HK$8,526/mo
▼ 0.25% · 3.875%
HK$162,054
−HK$4,294/mo
Today · 4.125%
HK$166,348
baseline
▲ 0.50% · 4.625%
HK$175,117
+HK$8,769/mo
Deposit HK$20.74M · loan HK$31.11M · min. income ≈ HK$332,696/mo (50% DSR)
Upfront cash ≈ HK$22.94M (deposit + AVD stamp duty HK$2,203,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,507
−HK$10,379/mo
▼ 0.25% · 3.875%
HK$170,655
−HK$5,231/mo
Today · 4.125%
HK$175,886
baseline
▲ 0.50% · 4.625%
HK$186,588
+HK$10,702/mo
Deposit HK$15.55M · loan HK$36.29M · min. income ≈ HK$351,772/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$2,203,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,125
−HK$9,948/mo
▼ 0.25% · 3.875%
HK$189,063
−HK$5,010/mo
Today · 4.125%
HK$194,073
baseline
▲ 0.50% · 4.625%
HK$204,303
+HK$10,230/mo
Deposit HK$15.55M · loan HK$36.29M · min. income ≈ HK$388,146/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$2,203,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,795
−HK$13,344/mo
▼ 0.25% · 3.875%
HK$219,414
−HK$6,725/mo
Today · 4.125%
HK$226,139
baseline
▲ 0.50% · 4.625%
HK$239,899
+HK$13,760/mo
Deposit HK$5.18M · loan HK$46.66M · min. income ≈ HK$452,278/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$2,203,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,732
−HK$12,790/mo
▼ 0.25% · 3.875%
HK$243,081
−HK$6,441/mo
Today · 4.125%
HK$249,522
baseline
▲ 0.50% · 4.625%
HK$262,675
+HK$13,153/mo
Deposit HK$5.18M · loan HK$46.66M · min. income ≈ HK$499,044/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$2,203,405 · Scale 2, in force from 26 Feb 2026)