LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,220
−HK$7,413/mo
▼ 0.25% · 3.875%
HK$121,897
−HK$3,736/mo
Today · 4.125%
HK$125,633
baseline
▲ 0.50% · 4.625%
HK$133,278
+HK$7,645/mo
Deposit HK$25.92M · loan HK$25.92M · min. income ≈ HK$251,266/mo (50% DSR)
Upfront cash ≈ HK$28.13M (deposit + AVD stamp duty HK$2,203,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,518
−HK$7,106/mo
▼ 0.25% · 3.875%
HK$135,045
−HK$3,579/mo
Today · 4.125%
HK$138,624
baseline
▲ 0.50% · 4.625%
HK$145,931
+HK$7,307/mo
Deposit HK$25.92M · loan HK$25.92M · min. income ≈ HK$277,248/mo (50% DSR)
Upfront cash ≈ HK$28.13M (deposit + AVD stamp duty HK$2,203,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,864
−HK$8,896/mo
▼ 0.25% · 3.875%
HK$146,276
−HK$4,484/mo
Today · 4.125%
HK$150,760
baseline
▲ 0.50% · 4.625%
HK$159,933
+HK$9,173/mo
Deposit HK$20.74M · loan HK$31.11M · min. income ≈ HK$301,520/mo (50% DSR)
Upfront cash ≈ HK$22.94M (deposit + AVD stamp duty HK$2,203,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,822
−HK$8,526/mo
▼ 0.25% · 3.875%
HK$162,055
−HK$4,293/mo
Today · 4.125%
HK$166,348
baseline
▲ 0.50% · 4.625%
HK$175,117
+HK$8,769/mo
Deposit HK$20.74M · loan HK$31.11M · min. income ≈ HK$332,696/mo (50% DSR)
Upfront cash ≈ HK$22.94M (deposit + AVD stamp duty HK$2,203,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,508
−HK$10,378/mo
▼ 0.25% · 3.875%
HK$170,656
−HK$5,230/mo
Today · 4.125%
HK$175,886
baseline
▲ 0.50% · 4.625%
HK$186,589
+HK$10,703/mo
Deposit HK$15.55M · loan HK$36.29M · min. income ≈ HK$351,772/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$2,203,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,125
−HK$9,948/mo
▼ 0.25% · 3.875%
HK$189,064
−HK$5,009/mo
Today · 4.125%
HK$194,073
baseline
▲ 0.50% · 4.625%
HK$204,303
+HK$10,230/mo
Deposit HK$15.55M · loan HK$36.29M · min. income ≈ HK$388,146/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$2,203,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,795
−HK$13,345/mo
▼ 0.25% · 3.875%
HK$219,415
−HK$6,725/mo
Today · 4.125%
HK$226,140
baseline
▲ 0.50% · 4.625%
HK$239,900
+HK$13,760/mo
Deposit HK$5.18M · loan HK$46.66M · min. income ≈ HK$452,280/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$2,203,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,733
−HK$12,790/mo
▼ 0.25% · 3.875%
HK$243,082
−HK$6,441/mo
Today · 4.125%
HK$249,523
baseline
▲ 0.50% · 4.625%
HK$262,675
+HK$13,152/mo
Deposit HK$5.18M · loan HK$46.66M · min. income ≈ HK$499,046/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$2,203,409 · Scale 2, in force from 26 Feb 2026)