LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,225
−HK$7,414/mo
▼ 0.25% · 3.875%
HK$121,903
−HK$3,736/mo
Today · 4.125%
HK$125,639
baseline
▲ 0.50% · 4.625%
HK$133,284
+HK$7,645/mo
Deposit HK$25.92M · loan HK$25.92M · min. income ≈ HK$251,278/mo (50% DSR)
Upfront cash ≈ HK$28.13M (deposit + AVD stamp duty HK$2,203,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,524
−HK$7,106/mo
▼ 0.25% · 3.875%
HK$135,052
−HK$3,578/mo
Today · 4.125%
HK$138,630
baseline
▲ 0.50% · 4.625%
HK$145,938
+HK$7,308/mo
Deposit HK$25.92M · loan HK$25.92M · min. income ≈ HK$277,260/mo (50% DSR)
Upfront cash ≈ HK$28.13M (deposit + AVD stamp duty HK$2,203,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,870
−HK$8,897/mo
▼ 0.25% · 3.875%
HK$146,283
−HK$4,484/mo
Today · 4.125%
HK$150,767
baseline
▲ 0.50% · 4.625%
HK$159,941
+HK$9,174/mo
Deposit HK$20.74M · loan HK$31.11M · min. income ≈ HK$301,534/mo (50% DSR)
Upfront cash ≈ HK$22.94M (deposit + AVD stamp duty HK$2,203,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,829
−HK$8,527/mo
▼ 0.25% · 3.875%
HK$162,062
−HK$4,294/mo
Today · 4.125%
HK$166,356
baseline
▲ 0.50% · 4.625%
HK$175,125
+HK$8,769/mo
Deposit HK$20.74M · loan HK$31.11M · min. income ≈ HK$332,712/mo (50% DSR)
Upfront cash ≈ HK$22.94M (deposit + AVD stamp duty HK$2,203,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,515
−HK$10,380/mo
▼ 0.25% · 3.875%
HK$170,664
−HK$5,231/mo
Today · 4.125%
HK$175,895
baseline
▲ 0.50% · 4.625%
HK$186,598
+HK$10,703/mo
Deposit HK$15.55M · loan HK$36.29M · min. income ≈ HK$351,790/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$2,203,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,134
−HK$9,948/mo
▼ 0.25% · 3.875%
HK$189,073
−HK$5,009/mo
Today · 4.125%
HK$194,082
baseline
▲ 0.50% · 4.625%
HK$204,313
+HK$10,231/mo
Deposit HK$15.55M · loan HK$36.29M · min. income ≈ HK$388,164/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$2,203,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,806
−HK$13,344/mo
▼ 0.25% · 3.875%
HK$219,425
−HK$6,725/mo
Today · 4.125%
HK$226,150
baseline
▲ 0.50% · 4.625%
HK$239,911
+HK$13,761/mo
Deposit HK$5.18M · loan HK$46.66M · min. income ≈ HK$452,300/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$2,203,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,744
−HK$12,791/mo
▼ 0.25% · 3.875%
HK$243,093
−HK$6,442/mo
Today · 4.125%
HK$249,535
baseline
▲ 0.50% · 4.625%
HK$262,688
+HK$13,153/mo
Deposit HK$5.18M · loan HK$46.66M · min. income ≈ HK$499,070/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$2,203,514 · Scale 2, in force from 26 Feb 2026)