LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,236
−HK$7,414/mo
▼ 0.25% · 3.875%
HK$121,914
−HK$3,736/mo
Today · 4.125%
HK$125,650
baseline
▲ 0.50% · 4.625%
HK$133,296
+HK$7,646/mo
Deposit HK$25.93M · loan HK$25.93M · min. income ≈ HK$251,300/mo (50% DSR)
Upfront cash ≈ HK$28.13M (deposit + AVD stamp duty HK$2,203,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,536
−HK$7,107/mo
▼ 0.25% · 3.875%
HK$135,064
−HK$3,579/mo
Today · 4.125%
HK$138,643
baseline
▲ 0.50% · 4.625%
HK$145,951
+HK$7,308/mo
Deposit HK$25.93M · loan HK$25.93M · min. income ≈ HK$277,286/mo (50% DSR)
Upfront cash ≈ HK$28.13M (deposit + AVD stamp duty HK$2,203,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,883
−HK$8,898/mo
▼ 0.25% · 3.875%
HK$146,297
−HK$4,484/mo
Today · 4.125%
HK$150,781
baseline
▲ 0.50% · 4.625%
HK$159,955
+HK$9,174/mo
Deposit HK$20.74M · loan HK$31.11M · min. income ≈ HK$301,562/mo (50% DSR)
Upfront cash ≈ HK$22.94M (deposit + AVD stamp duty HK$2,203,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,844
−HK$8,527/mo
▼ 0.25% · 3.875%
HK$162,077
−HK$4,294/mo
Today · 4.125%
HK$166,371
baseline
▲ 0.50% · 4.625%
HK$175,141
+HK$8,770/mo
Deposit HK$20.74M · loan HK$31.11M · min. income ≈ HK$332,742/mo (50% DSR)
Upfront cash ≈ HK$22.94M (deposit + AVD stamp duty HK$2,203,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,530
−HK$10,381/mo
▼ 0.25% · 3.875%
HK$170,679
−HK$5,232/mo
Today · 4.125%
HK$175,911
baseline
▲ 0.50% · 4.625%
HK$186,614
+HK$10,703/mo
Deposit HK$15.56M · loan HK$36.30M · min. income ≈ HK$351,822/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$2,203,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,151
−HK$9,949/mo
▼ 0.25% · 3.875%
HK$189,090
−HK$5,010/mo
Today · 4.125%
HK$194,100
baseline
▲ 0.50% · 4.625%
HK$204,331
+HK$10,231/mo
Deposit HK$15.56M · loan HK$36.30M · min. income ≈ HK$388,200/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$2,203,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,825
−HK$13,346/mo
▼ 0.25% · 3.875%
HK$219,445
−HK$6,726/mo
Today · 4.125%
HK$226,171
baseline
▲ 0.50% · 4.625%
HK$239,933
+HK$13,762/mo
Deposit HK$5.19M · loan HK$46.67M · min. income ≈ HK$452,342/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$2,203,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,765
−HK$12,792/mo
▼ 0.25% · 3.875%
HK$243,115
−HK$6,442/mo
Today · 4.125%
HK$249,557
baseline
▲ 0.50% · 4.625%
HK$262,712
+HK$13,155/mo
Deposit HK$5.19M · loan HK$46.67M · min. income ≈ HK$499,114/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$2,203,713 · Scale 2, in force from 26 Feb 2026)