LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,244
−HK$7,415/mo
▼ 0.25% · 3.875%
HK$121,922
−HK$3,737/mo
Today · 4.125%
HK$125,659
baseline
▲ 0.50% · 4.625%
HK$133,305
+HK$7,646/mo
Deposit HK$25.93M · loan HK$25.93M · min. income ≈ HK$251,318/mo (50% DSR)
Upfront cash ≈ HK$28.13M (deposit + AVD stamp duty HK$2,203,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,545
−HK$7,107/mo
▼ 0.25% · 3.875%
HK$135,073
−HK$3,579/mo
Today · 4.125%
HK$138,652
baseline
▲ 0.50% · 4.625%
HK$145,960
+HK$7,308/mo
Deposit HK$25.93M · loan HK$25.93M · min. income ≈ HK$277,304/mo (50% DSR)
Upfront cash ≈ HK$28.13M (deposit + AVD stamp duty HK$2,203,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,893
−HK$8,897/mo
▼ 0.25% · 3.875%
HK$146,306
−HK$4,484/mo
Today · 4.125%
HK$150,790
baseline
▲ 0.50% · 4.625%
HK$159,966
+HK$9,176/mo
Deposit HK$20.74M · loan HK$31.11M · min. income ≈ HK$301,580/mo (50% DSR)
Upfront cash ≈ HK$22.95M (deposit + AVD stamp duty HK$2,203,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,854
−HK$8,528/mo
▼ 0.25% · 3.875%
HK$162,088
−HK$4,294/mo
Today · 4.125%
HK$166,382
baseline
▲ 0.50% · 4.625%
HK$175,153
+HK$8,771/mo
Deposit HK$20.74M · loan HK$31.11M · min. income ≈ HK$332,764/mo (50% DSR)
Upfront cash ≈ HK$22.95M (deposit + AVD stamp duty HK$2,203,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,541
−HK$10,381/mo
▼ 0.25% · 3.875%
HK$170,691
−HK$5,231/mo
Today · 4.125%
HK$175,922
baseline
▲ 0.50% · 4.625%
HK$186,627
+HK$10,705/mo
Deposit HK$15.56M · loan HK$36.30M · min. income ≈ HK$351,844/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$2,203,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,163
−HK$9,950/mo
▼ 0.25% · 3.875%
HK$189,102
−HK$5,011/mo
Today · 4.125%
HK$194,113
baseline
▲ 0.50% · 4.625%
HK$204,345
+HK$10,232/mo
Deposit HK$15.56M · loan HK$36.30M · min. income ≈ HK$388,226/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$2,203,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,839
−HK$13,347/mo
▼ 0.25% · 3.875%
HK$219,459
−HK$6,727/mo
Today · 4.125%
HK$226,186
baseline
▲ 0.50% · 4.625%
HK$239,948
+HK$13,762/mo
Deposit HK$5.19M · loan HK$46.67M · min. income ≈ HK$452,372/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$2,203,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,781
−HK$12,793/mo
▼ 0.25% · 3.875%
HK$243,131
−HK$6,443/mo
Today · 4.125%
HK$249,574
baseline
▲ 0.50% · 4.625%
HK$262,729
+HK$13,155/mo
Deposit HK$5.19M · loan HK$46.67M · min. income ≈ HK$499,148/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$2,203,858 · Scale 2, in force from 26 Feb 2026)