LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,825
−HK$741/mo
▼ 0.25% · 3.875%
HK$12,193
−HK$373/mo
Today · 4.125%
HK$12,566
baseline
▲ 0.50% · 4.625%
HK$13,331
+HK$765/mo
Deposit HK$2.59M · loan HK$2.59M · min. income ≈ HK$25,132/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$116,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,155
−HK$711/mo
▼ 0.25% · 3.875%
HK$13,508
−HK$358/mo
Today · 4.125%
HK$13,866
baseline
▲ 0.50% · 4.625%
HK$14,597
+HK$731/mo
Deposit HK$2.59M · loan HK$2.59M · min. income ≈ HK$27,732/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$116,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,190
−HK$890/mo
▼ 0.25% · 3.875%
HK$14,631
−HK$449/mo
Today · 4.125%
HK$15,080
baseline
▲ 0.50% · 4.625%
HK$15,997
+HK$917/mo
Deposit HK$2.07M · loan HK$3.11M · min. income ≈ HK$30,160/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$116,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,786
−HK$853/mo
▼ 0.25% · 3.875%
HK$16,210
−HK$429/mo
Today · 4.125%
HK$16,639
baseline
▲ 0.50% · 4.625%
HK$17,516
+HK$877/mo
Deposit HK$2.07M · loan HK$3.11M · min. income ≈ HK$33,278/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$116,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,555
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$17,070
−HK$523/mo
Today · 4.125%
HK$17,593
baseline
▲ 0.50% · 4.625%
HK$18,664
+HK$1,071/mo
Deposit HK$1.56M · loan HK$3.63M · min. income ≈ HK$35,186/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,417
−HK$995/mo
▼ 0.25% · 3.875%
HK$18,911
−HK$501/mo
Today · 4.125%
HK$19,412
baseline
▲ 0.50% · 4.625%
HK$20,435
+HK$1,023/mo
Deposit HK$1.56M · loan HK$3.63M · min. income ≈ HK$38,824/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,285
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,947
−HK$673/mo
Today · 4.125%
HK$22,620
baseline
▲ 0.50% · 4.625%
HK$23,996
+HK$1,376/mo
Deposit HK$519K · loan HK$4.67M · min. income ≈ HK$45,240/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$116,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,679
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,314
−HK$645/mo
Today · 4.125%
HK$24,959
baseline
▲ 0.50% · 4.625%
HK$26,274
+HK$1,315/mo
Deposit HK$519K · loan HK$4.67M · min. income ≈ HK$49,918/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$116,681 · Scale 2, in force from 26 Feb 2026)